DW was just closed down after applying for a new CF.
Had a Marriott Bonvoy Bold and a CIP (with ~200k UR), both over a year old.
Has one other card at a credit union, and no recent inquires.
No rewards misuse, in general very low use on the CIP and no use recently on the Bonvoy card.
Did have 5 air tickets (~3000$) bought on the CIP that were eventually refunded, but hey, it's COVID19...
Reasons given were:
NOT ENOUGH CREDIT INFORMATION ON FILE
THIS ACCOUNT AND/OR A RELATED ACCOUNT WAS CLOSED AT THE BANK'S REQUEST
Any chance for her to be reinstated? She won't be keen on calling in, so I'm thinking just biting the bullet and transferring the points out within 30 days.
Will I be able to get her other Chase cards in the future? What's the cooldown period?
EDIT: Am I able to transfer her points to my account (a Chase Freedom) even though I am not an authorized user on any of her cards (we share the same address)? Or is that guaranteed to get me shut down too?