Hello,
I rented a car in Sf in February, I got into a minor fender bender with some crazy guy, his fault. I denied any responsibility. I got a bill for $389 from Viking for $339 loss waiver damage amount and $50 admin fee.
I went to cards insurer who said well you gotta file with your primary auto coverage (in my case progressive) they will decline it as it's under $500, you send us the letter and we pay Viking.
All parties stated this would have no affect on my insurance.. well it's time to renew my progressive (case is still in progress) my agency said well we can't give you a better rate as we see this accident.
Ugh really ?! What can I do now.. it was such minor damage and the guy's fault, he filed the claim and I disputed it.. no police report was made I figured the guy was full of crap and cc company would cover