Author Topic: Credit Cards, By Benefits (Read 90733 times)

AJK · « **Reply #100 on:** November 30, 2011, 12:03:10 PM »

It was with AMEX. And, FWIW, I think its baloney.

kivabb · « **Reply #101 on:** December 01, 2011, 01:10:58 PM »

I have Saphire, SouthWest card, Ink Bold, and Amex Gold Biz card. Also have Amex SPG and Continental card but I'm not the primary.

What gives me the most coverage for car rental? Thanks

Ergel · « **Reply #102 on:** December 02, 2011, 09:19:42 AM »

Will return protection work for a used stroller?

If I want to buy a stroller but I am not sure which one I want can I just buy it on my sp card and return it if I don't like it?

(and Dan, am I correct in assuming that this is how you ended up with a free stroller?)

AJK · « **Reply #103 on:** December 03, 2011, 06:35:20 PM »

Quote from: Ergel on December 02, 2011, 09:19:42 AM

Will return protection work for a used stroller?

Why wouldn't it?

Ergel · « **Reply #104 on:** December 03, 2011, 08:24:14 PM »

Because no store will ever take back a used stroller. It's like trying to return used sneakers. I was just wondering if return protection would work.

PlatinumGuy · « **Reply #105 on:** December 03, 2011, 08:32:32 PM »

Quote from: Ergel on December 03, 2011, 08:24:14 PM

no store will ever take back It's like trying to return used sneakers

Nordstrom?

AJK · « **Reply #106 on:** December 03, 2011, 09:52:15 PM »

Quote from: Ergel on December 03, 2011, 08:24:14 PM

Because no store will ever take back a used stroller. It's like trying to return used sneakers. I was just wondering if return protection would work.

That's almost exactly what RP is used for. Used it a few times like that.

Ergel · « **Reply #107 on:** December 04, 2011, 12:19:40 AM »

Quote from: AJK on December 03, 2011, 09:52:15 PM

That's almost exactly what RP is used for. Used it a few times like that.

Great. Thanks for your help. I was very nervous about what stroller to but but now I don't have to worry because I can just return it.

farmerjoe · « **Reply #108 on:** December 04, 2011, 01:30:56 PM »

not sure if this is the right place to post but.. i was wondering if its harder to get approved for the sapphire preferred, over the plain sapphire?

AJK · « **Reply #109 on:** December 04, 2011, 01:31:27 PM »

Quote from: farmerjoe on December 04, 2011, 01:30:56 PM

not sure if this is the right place to post but.. i was wondering if its harder to get approved for the sapphire preferred, over the plain sapphire?

I'd imagine the answer to that is yes.

smurf · « **Reply #110 on:** December 04, 2011, 03:35:53 PM »

Quote from: AJK on December 04, 2011, 01:31:27 PM

I'd imagine the answer to that is yes.

Not necessarily. The premium benefits on the Preferred come at the expense of the annual fee, not better credit.
They both require a minimum 5k CL and as long as the APR rates are the same then getting approved will probably be the same

good sam · « **Reply #111 on:** December 04, 2011, 03:39:39 PM »

I know a few people with little to no credit history who qualified for SP.

AJK · « **Reply #112 on:** December 04, 2011, 03:44:51 PM »

Quote from: smurf on December 04, 2011, 03:35:53 PM

Not necessarily. The premium benefits on the Preferred come at the expense of the annual fee, not better credit.
They both require a minimum 5k CL and as long as the APR rates are the same then getting approved will probably be the same

Quote from: good sam on December 04, 2011, 03:39:39 PM

I know a few people with little to no credit history who qualified for SP.

Well, apparently, my imagination has (possibly) led me astray.

gozalim · « **Reply #113 on:** December 04, 2011, 04:08:47 PM »

Does delta Amex (regular, not gold) have extended warranty?

Nitantnel · « **Reply #114 on:** December 04, 2011, 04:29:30 PM »

Every Amex is the same regarding extended warranty.

Dan · « **Reply #115 on:** December 04, 2011, 08:04:23 PM »

Quote from: Nitantnel on December 04, 2011, 04:29:30 PM

Every Amex is the same regarding extended warranty.

Only if issued by AMEX.

DevoiriS · « **Reply #116 on:** February 19, 2012, 09:23:39 PM »

Quote from: Dan on October 03, 2011, 06:07:25 PM

Checked Baggage:

American Express Delta Gold Consumer Card (Free for one year, then $95/year): 1 free bag for cardholder and up to 9 traveling companions.

American Express Delta Gold Business Card (Free for one year, then $95/year): 1 free bag for cardholder and up to 8 traveling companions.

Chase Continental OnePass Plus Mastercard (Free for one year, then $95/year): 1 free bag for cardholder and 1 traveling companion.

Chase United Mileage Plus Explorer Visa (Free for one year, then $95/year): 1 free bag for cardholder and 1 traveling companion.

Does it pay to open up a cc just to have baggage fees waived? I'm travelling for Pesach and don't want to pay baggage fees. Let me know what you think and how do you make sure you don't pay the fees. I will have at least two checked bags both ways and I'm travelling on AA to Canada using mileage. Thanks!

smurf · « **Reply #117 on:** February 19, 2012, 09:39:12 PM »

Quote from: DevoiriS on February 19, 2012, 09:23:39 PM

Does it pay to open up a cc just to have baggage fees waived? I'm travelling for Pesach and don't want to pay baggage fees. Let me know what you think and how do you make sure you don't pay the fees. I will have at least two checked bags both ways and I'm travelling on AA to Canada using mileage. Thanks!

if you know anybody else with the card you want have them add you as an au, that should be enough to get the fees waived

Dan · « **Reply #118 on:** February 19, 2012, 09:55:26 PM »

Quote from: DevoiriS on February 19, 2012, 09:23:39 PM

Does it pay to open up a cc just to have baggage fees waived? I'm travelling for Pesach and don't want to pay baggage fees. Let me know what you think and how do you make sure you don't pay the fees. I will have at least two checked bags both ways and I'm travelling on AA to Canada using mileage. Thanks!

Well you'll also get 30K miles on top of waived baggage fees and priority boarding, and a $99 companion cert, so I would say it does pay.

Cbs · « **Reply #119 on:** February 20, 2012, 08:06:09 AM »

Quote from: smurf on February 19, 2012, 09:39:12 PM

if you know anybody else with the card you want have them add you as an au, that should be enough to get the fees waived

do you have to show the CC at the counter? because im an AU on someones delta amex and when i flew delta they charged me, and they said even if i had the card if im not the owner of account it doesnt give you free