Author Topic: Credit Cards, By Benefits (Read 90540 times)

Saver2000 · « **Reply #80 on:** November 01, 2011, 12:08:59 AM »

Quote from: BAHayman on October 31, 2011, 11:59:46 PM

Ya thats the exactly the same scenario I am in... The return protection and primary rental insurance etc is only for the platinum level card not the other ones.

If I reallocate $500 from a different card, is it technically possible for them to switch/convert the account to a platinum acct?

AsherO · « **Reply #81 on:** November 01, 2011, 12:11:53 AM »

Quote from: BAHayman on October 31, 2011, 11:59:46 PM

Ya thats the exactly the same scenario I am in... The return protection and primary rental insurance etc is only for the platinum level card not the other ones.

I dunno about rental insurance, but for Return Protection, why not just apply for (or switch to) a Sapphire Preferred/Ink Bold, both of which have that benefit?

(Or is the obvious answer that if you had enough credit this wouldn't be a problem in the first place?)

Saver2000 · « **Reply #82 on:** November 01, 2011, 12:41:13 AM »

Quote from: AsherO on November 01, 2011, 12:11:53 AM

I dunno about rental insurance, but for Return Protection, why not just apply for (or switch to) a Sapphire Preferred/Ink Bold, both of which have that benefit?

(Or is the obvious answer that if you had enough credit this wouldn't be a problem in the first place?)

I have both of those.
The problem is that I made a charge last month on my co card and I would like to claim return protection.
What I'm going to try now is see if the merchant is willing to put the charge on my saphire card (and return the charge to my co opp card).

AJK · « **Reply #83 on:** November 01, 2011, 10:13:19 AM »

Quote from: Saver2000 on November 01, 2011, 12:41:13 AM

I have both of those.
The problem is that I made a charge last month on my co card and I would like to claim return protection.
What I'm going to try now is see if the merchant is willing to put the charge on my saphire card (and return the charge to my co opp card).

I'd give you <10% chance. Good luck.

Edit: I misread. I thought you meant have the issuer (i.e. Chase) change the charge from CO to CSP.

DovidR · « **Reply #84 on:** November 01, 2011, 10:21:08 AM »

Quote from: Saver2000 on November 01, 2011, 12:41:13 AM

I have both of those.
The problem is that I made a charge last month on my co card and I would like to claim return protection.
What I'm going to try now is see if the merchant is willing to put the charge on my saphire card (and return the charge to my co opp card).

It could work. I've done it to reach a spend threshold. Make sure you still have the receipt.
You'll have a greater chance of success doing this at a small business than at a major retailer.

Saver2000 · « **Reply #85 on:** November 13, 2011, 02:16:08 AM »

Quote from: Dan on October 11, 2011, 12:47:45 PM

$500/calendar year.

Dan, are u sure about this? The T&c's don't specify either way. I called chase enhancement services tonight - twice, both times I was told that the limit is per 12 month period.

Dan · « **Reply #86 on:** November 13, 2011, 12:21:01 PM »

I'm not sure why I wrote $500. Should be $1,000.

T&Cs say $1,000 annually. I read that to mean calendar year. I know for a fact that AMEX does as well.

Saver2000 · « **Reply #87 on:** November 13, 2011, 02:17:50 PM »

Quote from: Dan on November 13, 2011, 12:21:01 PM

I'm not sure why I wrote $500. Should be $1,000.

T&Cs say $1,000 annually. I read that to mean calendar year. I know for a fact that AMEX does as well.

Dan did u lose track? We are talking about the sapphire card.
It covers $500/item upto $2500 per year.

Dan · « **Reply #88 on:** November 13, 2011, 02:19:42 PM »

Quote from: Saver2000 on November 13, 2011, 02:17:50 PM

Dan did u lose track? We are talking about the sapphire card.
It covers $500/item upto $2500 per year.

$500/item, up to $1,000 per year according to the terms I have.

Saver2000 · « **Reply #89 on:** November 13, 2011, 02:23:15 PM »

Quote from: Dan on November 13, 2011, 02:19:42 PM

$500/item, up to $1,000 per year according to the terms I have.

Yes you're correct. I thought the original question was about price protection - but it was about return protection.

MLM · « **Reply #90 on:** November 19, 2011, 09:40:31 PM »

Does anyone know if the Continental Business Card has primary car rental insurance? works in Israel? also does the Presidential Plus business card have either of them. Cant find any documentation on the web thanks

Nitantnel · « **Reply #91 on:** November 20, 2011, 02:44:02 AM »

How about adding the post about CC with big sign-up bonuses here? I think that this is what lots of people around here are looking for.

sky121 · « **Reply #92 on:** November 20, 2011, 08:16:01 AM »

Does any credit card offer purchase protection on wigs?

Sent from my MB855 using Tapatalk

elikay · « **Reply #93 on:** November 20, 2011, 09:02:53 AM »

I believe there is a cap.

DovidR · « **Reply #94 on:** November 20, 2011, 09:18:46 AM »

Quote from: elikay on November 20, 2011, 09:02:53 AM

I believe there is a cap.

Clever pun

Saver2000 · « **Reply #95 on:** November 30, 2011, 01:22:02 AM »

I think I read somewhere on the forums that taking advantage of chase benefits can trigger a "financial review" (e.g. price protection, return protection, extended warranty)

Can any confirm this? Anybody here ever make use of chase enhancement services?
thanx

dealvr · « **Reply #96 on:** November 30, 2011, 01:30:46 AM »

Quote from: Saver2000 on November 30, 2011, 01:22:02 AM

I think I read somewhere on the forums that taking advantage of chase benefits can trigger a "financial review" (e.g. price protection, return protection, extended warranty)

Can any confirm this? Anybody here ever make use of chase enhancement services?
thanx

Chase benefits triggering a FR?
AFAIK Chase doesn't even do FR's.

AJK · « **Reply #97 on:** November 30, 2011, 08:12:46 AM »

Quote from: dealvr on November 30, 2011, 01:30:46 AM

Chase benefits triggering a FR?
AFAIK Chase doesn't even do FR's.

+1

Unless he meant to say AMEX, in which case I have read (I think on DDF) that someone thought there may be a correlation.

clownaparte · « **Reply #98 on:** November 30, 2011, 09:36:29 AM »

Has anyone made a spreadsheet with the different benefits by card?

Saver2000 · « **Reply #99 on:** November 30, 2011, 11:54:53 AM »

Quote from: dealvr on November 30, 2011, 01:30:46 AM

Chase benefits triggering a FR?
AFAIK Chase doesn't even do FR's.

"FR" meaning they can ask me to verify my business, etc. (I'm claiming benefits on my bold card)

Quote from: AJK on November 30, 2011, 08:12:46 AM

Unless he meant to say AMEX, in which case I have read (I think on DDF) that someone thought there may be a correlation.

Its possible that I read this theory about amex and not about chase, I'm asking bec I don't remember the details. (E.g. if it was with amex or chase or citi)