Author Topic: Advice: Best Bank for Business checking acct?  (Read 4095 times)

Offline moe

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Advice: Best Bank for Business checking acct?
« on: November 12, 2014, 12:27:31 AM »
Ok, I am seeking advice here.

I recently got a a shut down letter from Chase, advising closure of my person, savings, and business bank accts (not ccs). No rhyme or reason given, although it may have to do with the fact they dont like mileage sales, or possibly a flag of sending out large amount oversees, but will never know.

I am looking for a new bank, and my main focus is the business account. I love(d) chase as far as their ONLINE banking engine, app, as well as ease of transactions/customer service in local branches. I used to bank with wells fargo and felt they were so strict with any rule they can think of. Was thinking of Bank of american as well, but was told that their ACH (outgoing) takes 3 days to post in receivers acct. Not the end of the world, but that seems dated to me.



Anyone have an opinion on the best bank?

Online sillypainter

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Re: Advice: Best Bank for Business checking acct?
« Reply #1 on: November 12, 2014, 01:05:32 AM »
Ok, I am seeking advice here.

I recently got a a shut down letter from Chase, advising closure of my person, savings, and business bank accts (not ccs). No rhyme or reason given, although it may have to do with the fact they dont like mileage sales, or possibly a flag of sending out large amount oversees, but will never know.

I am looking for a new bank, and my main focus is the business account. I love(d) chase as far as their ONLINE banking engine, app, as well as ease of transactions/customer service in local branches. I used to bank with wells fargo and felt they were so strict with any rule they can think of. Was thinking of Bank of american as well, but was told that their ACH (outgoing) takes 3 days to post in receivers acct. Not the end of the world, but that seems dated to me.



Anyone have an opinion on the best bank?

I'm a Chase fan, but my next favorite bank is TD. Have one in your area?

Offline Novo

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Re: Advice: Best Bank for Business checking acct?
« Reply #2 on: November 12, 2014, 09:07:44 AM »
I'm a Chase fan, but my next favorite bank is TD. Have one in your area?
What did you see in TD?
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Offline joelr773

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Re: Advice: Best Bank for Business checking acct?
« Reply #3 on: November 12, 2014, 03:16:45 PM »
What did you see in TD?
Td by far is the best bank with businesses

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Re: Advice: Best Bank for Business checking acct?
« Reply #4 on: November 12, 2014, 03:17:16 PM »
Td by far is the best bank with businesses
I have no experience with TD - just curious if you could explain why they are the best?
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Offline joelr773

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Re: Advice: Best Bank for Business checking acct?
« Reply #5 on: November 12, 2014, 03:20:30 PM »
I have with chase and bofa and td always td was there for me when I needed any help and there fees for anything if I call up for something they take it off

Offline moe

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Re: Advice: Best Bank for Business checking acct?
« Reply #6 on: November 12, 2014, 04:37:16 PM »
I have with chase and bofa and td always td was there for me when I needed any help and there fees for anything if I call up for something they take it off
I dont care about small fees and such. Rather pay $40 extra per month, and have an easygoing bank, with good online capabilities. Was told by someone who has TD that online banking is not great at all.

Offline steroplasma

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Re: Advice: Best Bank for Business checking acct?
« Reply #7 on: November 12, 2014, 08:05:45 PM »
another vote for td.

Offline moe

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Re: Advice: Best Bank for Business checking acct?
« Reply #8 on: November 14, 2014, 08:33:45 AM »
another vote for td.
Wow, suprised of all the TD votes.

Do they have a decent ACH payment system? Thats important to me.

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Re: Advice: Best Bank for Business checking acct?
« Reply #9 on: November 17, 2014, 08:51:25 PM »
Wow, suprised of all the TD votes.

Do they have a decent ACH payment system? Thats important to me.

Can anyone here please advise if they have ACH payout system that works well, and how many days it takes to hit receipients acct?