Author Topic: Credit Card recommendations for "new citizen" with spouse credit score of ~750  (Read 439 times)

Offline abitton

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Hello,

TIA for reading my post.

My wife was recently approved a visa and is in the process of her citizenship. I want to start building her credit score and looking for recommendations for what is a good card / setup to start.

She got a letter in the mail for a "pre-qualified" Capital One Platinum Mastercard. Not sure if it's good or not.

I have a credit score of ~750 and I'm currently setup on the Chase Trifecta - Chase Sapphire Reserve, Freedom Unlimited and Freedom.

I also have a random BOA (Cash Rewards Visa - I kept it since it was my first card and I have a 10k spend limit sitting with BOA) and an AMEX Blue Cash Everyday.

Thanks again and have a great week!

Offline Pad18

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i will start by adding her as AU on the cards that you have, to help build her credit faster ..

and then in 6+/- month start to apply and of course to always mention that she is responsible financially on the AU, and after approval to take her out as AU to be under the 5/24 rule ..

good luck

Offline ludmila

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i will start by adding her as AU on the cards that you have, to help build her credit faster ..

and then in 6+/- month start to apply and of course to always mention that she is responsible financially on the AU, and after approval to take her out as AU to be under the 5/24 rule ..

good luck
Can an AU be financially responsible for a cc?
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Offline CountValentine

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Can an AU be financially responsible for a cc?
Amex had wording to that effect (their own charges) but I don't think it ever worked.
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Offline abitton

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i will start by adding her as AU on the cards that you have, to help build her credit faster ..

and then in 6+/- month start to apply and of course to always mention that she is responsible financially on the AU, and after approval to take her out as AU to be under the 5/24 rule ..

good luck

What do you mean by "always mention..." to who the credit card company? Is that was you're referring to?