« Reply #7 on: October 10, 2011, 04:06:42 PM »
For Clarity If a soft pull doesnt't affect credit score is there and down side?
Soft pulls do not have any effect on your credit report and therefore have no effect on your credit score. So, unless I am missing something, there is no "down" side. (FYI, soft pulls on your credit report happen all the time, especially from people who have extended you credit in the past.)
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