Author Topic: Chase Freedom 10*10 Exclusives (Read 113212 times)

chff · « **Reply #200 on:** November 01, 2012, 09:49:03 AM »

I applied for the freedom yesterday. Will have to call (most prop) to move credit. After I get the card how long does it take I should get into the Exclusive program? And if its stoped on 11/11, will I still make it (as per it takes 3 billing cycles)?

crackers8199 · « **Reply #201 on:** November 01, 2012, 11:13:48 AM »

Quote from: sky121 on November 01, 2012, 08:56:34 AM

Maybe someone else can chime in here but isn't it too late now? You'll get more than 1 pull if you do it now.

while that would suck (and would be my own fault for not doing them together like i planned), it wouldn't be the end of the world for me. i'm more concerned about just getting the two cards...

i wish i hadn't seen this thread...lol. it got me all spooked on the freedom and then i forgot my master plan (which was to wait til balances report zero on the 4th and do both at the same time...lol)

anyway, what would you guys recommend i do now?

crackers8199 · « **Reply #202 on:** November 01, 2012, 12:39:08 PM »

also, if i'm putting the SP app through now too, what's the best procedure for pushing both cards through on one call?

this will be my last two apps for quite a bit, i'm looking at getting a mortgage mid-next year so i need to take a break...that's also why if i'm going to end up with a second pull, i'd rather get it out of the way now instead of waiting a few months.

meshugener · « **Reply #203 on:** November 01, 2012, 12:48:12 PM »

Quote from: crackers8199 on November 01, 2012, 12:39:08 PM

also, if i'm putting the SP app through now too, what's the best procedure for pushing both cards through on one call?

this will be my last two apps for quite a bit,.... so i need to take a break...

Dont worry.... I make this promiss every second week, but somehow, I end up applying for just one more batch... this is addictive.

crackers8199 · « **Reply #204 on:** November 01, 2012, 01:05:04 PM »

lol, if i weren't trying for the mortgage i'd agree with you. i don't want any new inquiries within six months...

anyway, would you suggest i just go ahead and send the sapphire app now too and then try to recon both at the same time? what's the best way to do that?

meshugener · « **Reply #205 on:** November 01, 2012, 01:20:48 PM »

Quote from: crackers8199 on November 01, 2012, 01:05:04 PM

lol, if i weren't trying for the mortgage i'd agree with you. i don't want any new inquiries within six months...

anyway, would you suggest i just go ahead and send the sapphire app now too and then try to recon both at the same time? what's the best way to do that?

first recon your first app, then apply for the second.

crackers8199 · « **Reply #206 on:** November 01, 2012, 01:22:41 PM »

alright. which number should i call now? the backdoor status number is telling me the 7-10 message...

meshugener · « **Reply #207 on:** November 01, 2012, 01:29:12 PM »

Quote from: crackers8199 on November 01, 2012, 01:22:41 PM

alright. which number should i call now? the backdoor status number is telling me the 7-10 message...

If you can PM me a screenshot that you searched and didnt find the number, I'll gladly link you to it.

crackers8199 · « **Reply #208 on:** November 01, 2012, 01:36:33 PM »

lol no, i see the list of numbers in the FAQ...am i calling the recon one? i guess i'm confused as to which one to call since i didn't get an outright denial...i thought recon was only for that.

also a little confused about the difference between app recon and credit analyst recon...

crackers8199 · « **Reply #209 on:** November 01, 2012, 05:08:25 PM »

awesome! called the backdoor number and spoke with a rather nice guy...he said it was processed and declined, the reason being that i had just opened the united card in july. they wanted to know why i was applying for a new card so soon...i explained to him that i'm moving cross country next year and wanted to keep those expenses separate (it's actually part of the reason i want the sapphire too).

he was happy with that response, he then asked a few questions about my reports - notably my student loans that have lates from 5+ years ago. i explained i thought they were in deferment since i had deferred another private loan at the same time (mistakenly thought i was deferring them all) and as soon as i found out they weren't, i took care of it right away and then ended up consolidating (and the consolidation loan has never been derogatory in 4+ years).

put me on hold for another 2 minutes, came back and approved for $3500! it's already showing in my account!

question is...now what? considering their main basis for the denial initially was the fact i had opened another card four months ago, what's my best option here for getting the sapphire preferred now? or am i probably out of luck on that?