Author Topic: Freecreditscore.com  (Read 2756 times)

Offline Thingywingy

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2011
  • Posts: 4377
  • Total likes: 19
  • DansDeals.com Hat Tips 24
    • View Profile
Freecreditscore.com
« on: October 19, 2011, 03:57:47 PM »
Has anyone ever feard of this site? Are their scores accurate? Theres an offer to get 200 e-miles point for signing up at
http://www.e-miles.com/pro.do?ft=EMIPP5KN27CK339. Does it affect my credit at all when they check up my score?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline TC610

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2010
  • Posts: 783
  • Total likes: 1
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Freecreditscore.com
« Reply #1 on: October 19, 2011, 04:10:57 PM »
They are as accurate as their proprietary scoring models claim to be.  In most cases this isn't your true FICO score that lenders see (unless of course the product offered is actually being marketed as your FICO score).

Good discussion about sites like that here:
http://www.dansdeals.com/forums/index.php?topic=6562.msg78096#msg78096




Offline TC610

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2010
  • Posts: 783
  • Total likes: 1
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Freecreditscore.com
« Reply #2 on: October 19, 2011, 04:11:55 PM »
A lot more information is scattered about the main site and forums.  A search for FAKO will bring up more useful stuff.

Offline Thingywingy

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2011
  • Posts: 4377
  • Total likes: 19
  • DansDeals.com Hat Tips 24
    • View Profile
Re: Freecreditscore.com
« Reply #3 on: October 19, 2011, 04:16:10 PM »
Does getting your score from them affect your credit score at all? Is it like a hard pull or soft pull?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Saver2000

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Apr 2011
  • Posts: 7522
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Freecreditscore.com
« Reply #4 on: October 19, 2011, 04:36:58 PM »
 
Does getting your score from them affect your credit score at all? Is it like a hard pull or soft pull?

Please do a search and post in the correct threads. This topic has been discussed extensively.

Offline Thingywingy

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2011
  • Posts: 4377
  • Total likes: 19
  • DansDeals.com Hat Tips 24
    • View Profile
Re: Freecreditscore.com
« Reply #5 on: October 19, 2011, 04:41:15 PM »
I actually could not find one that discussed if it affects your credit. Can you post the link?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4513
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: Hertz President Circle, HHonors Gold, Platinum Medallion, United 1k, AA Executive Platinum
Re: Freecreditscore.com
« Reply #6 on: October 22, 2011, 10:29:06 PM »

Offline elikay

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5304
  • Total likes: 9
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Freecreditscore.com
« Reply #7 on: October 22, 2011, 10:29:45 PM »
A credit pull initiated by you (i.e. to see your report), will  never count against your score.

Offline Thingywingy

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2011
  • Posts: 4377
  • Total likes: 19
  • DansDeals.com Hat Tips 24
    • View Profile
Re: Freecreditscore.com
« Reply #8 on: October 22, 2011, 11:46:00 PM »
I did. Got the 500 point which put me past 500, which is needed to make trasfer. Now Im gonna cancel emiles account as soon as it goes through. It take too long to rack up points.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline yaakov s

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2010
  • Posts: 2411
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Freecreditscore.com
« Reply #9 on: October 23, 2011, 08:47:37 AM »
ive used http://www.creditkarma.com/
Some interesting reviews out there on them . Could be one sour apple

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4513
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: Hertz President Circle, HHonors Gold, Platinum Medallion, United 1k, AA Executive Platinum
Re: Freecreditscore.com
« Reply #10 on: October 23, 2011, 11:47:26 AM »
Some interesting reviews out there on them . Could be one sour apple
ur saying its a scam?