Author Topic: Credit Card with photo on it (Read 11634 times)

sky121 · « **on:** October 24, 2011, 08:33:53 PM »

Which credit cards let you put a photo on the card for added protection?
I know some Bank of America cards do

And I know Citi does. But do they offer it on ANY card?

I was thinking of getting the thankyou premier- Will they allow a photo on that card?

Avid Reader · « **Reply #1 on:** October 24, 2011, 08:40:35 PM »

Quote from: sky121 on October 24, 2011, 08:33:53 PM

I was thinking of getting the thankyou premier- Will they allow a photo on that card?

Pretty sure they offer it on the TY preferred.

Dan · « **Reply #2 on:** October 24, 2011, 09:32:25 PM »

Who are you trying to protect? Citibank?

Avid Reader · « **Reply #3 on:** October 24, 2011, 09:39:24 PM »

Lol, might be useful for semi ID for some people.

sky121 · « **Reply #4 on:** October 24, 2011, 09:48:49 PM »

Quote from: Dan on October 24, 2011, 09:32:25 PM

Who are you trying to protect? Citibank?

Lol- I have no idea.. It's not for me. I think the person wants it as another form of ID.

sky121 · « **Reply #5 on:** October 24, 2011, 09:49:16 PM »

Quote from: Avid Reader on October 24, 2011, 09:39:24 PM

Lol, might be useful for semi ID for some people.

Exactly what they're looking for!

AsherO · « **Reply #6 on:** October 24, 2011, 10:33:57 PM »

Quote from: sky121 on October 24, 2011, 09:48:49 PM

Lol- I have no idea.. It's not for me. I think the person wants it as another form of ID.

Why don't they just get a DMV issued non-driver ID?

shmooz · « **Reply #7 on:** October 24, 2011, 10:40:50 PM »

it's good for kids who dont have a license and need id to use a card
capital one has it on any card, citi has on some, but not on the aa card

BAHayman · « **Reply #8 on:** October 24, 2011, 11:54:03 PM »

I like it because I never have to show ID when using the cc

AsherO · « **Reply #9 on:** October 24, 2011, 11:54:51 PM »

Quote from: BAHayman on October 24, 2011, 11:54:03 PM

I like it because I never have to show ID when using the cc

I hate when places ask, it's rare that I carry ID with me.

Dan · « **Reply #10 on:** October 24, 2011, 11:58:20 PM »

Stores are not allowed to ask for ID.
If they do you can report them to the CC companies for non-compliance.

http://www.mastercard.us/support/merchant-violations.html
There are 4 vioation boxes there to check:
-In order to make a MasterCard purchase, the merchant/retailer required a minimum or maximum amount.
-The merchant/retailer is adding a charge for using your MasterCard card.
-The merchant/retailer required identification.
-A merchant/retailer displaying the MasterCard decal in their window refused to accept my MasterCard card.

VISA: 1-800-VISA-911
MasterCard: 1-800-300-3069

myb821 · « **Reply #11 on:** October 24, 2011, 11:59:26 PM »

Quote from: Dan on October 24, 2011, 11:58:20 PM

Stores are not allowed to ask for ID.
If they do you can report them to the CC companies for non-compliance.

http://www.mastercard.us/support/merchant-violations.html
There are 4 vioation boxes there to check:
-In order to make a MasterCard purchase, the merchant/retailer required a minimum or maximum amount.
-The merchant/retailer is adding a charge for using your MasterCard card.
-The merchant/retailer required identification.
-A merchant/retailer displaying the MasterCard decal in their window refused to accept my MasterCard card.

VISA: 1-800-VISA-911
MasterCard: 1-800-300-3069

why is this?

AsherO · « **Reply #12 on:** October 25, 2011, 12:03:55 AM »

Quote from: myb821 on October 24, 2011, 11:59:26 PM

why is this?

They can't ask for ID so you aren't hassled and are swipe-happy, MC makes more money this way so they put it in their merchant agreements. It's a scam because with a lot of fraud the merchant pics up the tab.

AJK · « **Reply #13 on:** October 25, 2011, 12:15:54 AM »

Quote from: myb821 on October 24, 2011, 11:59:26 PM

why is this?

Quote from: AsherO on October 25, 2011, 12:03:55 AM

They can't ask for ID so you aren't hassled and are swipe-happy, MC makes more money this way so they put it in their merchant agreements. It's a scam because with a lot of fraud the merchant pics up the tab.

Pretty sure the reason is to prevent/hinder ID theft. A cashier given access to a credit card number in addition to (possibly) a full legal name, a driver license number, and a home address is not a good combination.

elikay · « **Reply #14 on:** October 25, 2011, 01:00:27 AM »

Cool I will be reporting a Kmart store fore always asking for ID! there's another but I can't remember which, oh! it was Marshalls!

AsherO · « **Reply #15 on:** October 25, 2011, 01:08:58 AM »

Quote from: AJK on October 25, 2011, 12:15:54 AM

Pretty sure the reason is to prevent/hinder ID theft. A cashier given access to a credit card number in addition to (possibly) a full legal name, a driver license number, and a home address is not a good combination.

Interesting perspective, though whenever I see cashiers asking for ID they usually just check to see the names match and the ID never leaves the customer's sight.

I just wow the cashiers by letting them pick a card from my wallet and I rattle off the numbers by heart

Quote from: elikay on October 25, 2011, 01:00:27 AM

Cool I will be reporting a Kmart store fore always asking for ID! there's another but I can't remember which, oh! it was Marshalls!

Unfortunately there isn't much you can do with the big chains as MC won't jeopardize their agreement with such merchants just because of a few complaints (I doubt they'd investigate each individual claim).

Dan · « **Reply #16 on:** October 25, 2011, 01:12:34 AM »

The chains need MC more than MC needs them.

AsherO · « **Reply #17 on:** October 25, 2011, 01:15:16 AM »

Quote from: Dan on October 25, 2011, 01:12:34 AM

The chains need MC more than MC needs them.

What makes you say that? Aren't they interdependent?

Dan · « **Reply #18 on:** October 25, 2011, 01:17:12 AM »

MC will survive just fine without a chain of stores, even a large one.
The backlash against a chain that stopped taking a major cc would cause major damage for the chain.

AsherO · « **Reply #19 on:** October 25, 2011, 01:19:05 AM »

Quote from: Dan on October 25, 2011, 01:17:12 AM

MC will survive just fine without a chain of stores, even a large one.
The backlash against a chain that stopped taking a major cc would cause major damage for the chain.

Costco?

(or are you saying that dropping a CC brand is more significant than not accepting one in the first place?)