So went for a spark (have a different card with them already) and got denied due to - Thank you for applying for a credit card issued by Capital One®. Unfortunately, after reviewing your
application, we cannot approve your request at this time.
· Based on your application information, the balance on one or more Capital One accounts has
exceeded the credit limit
The terms of the application do say - "I understand that I am not eligible for this offer if: I am over my credit line on a Capital One credit card
About a week ago they did let me exceed the limit on my card by 9k, i did so paid it off and the payment posted a few days ago already...
When does that flag clear??