How often do you have fraudulent activity on your CC?

[Mendy10K]

I've had it happen twice in the last six months.  The first time was on my wife's AA Citi Executive Card. The only charges on that card were manufactured spend and a couple of Groupon transactions.  The thief racked up $3K in charges at Nordstrom's in two days and Citi was cool with it.  I noticed it and had to call them to report the fraud. The second time someone tried to make a three dollar charge at a hotel in Seattle on my Ink card.  Chase caught it flagged it and called me.  I was impressed.

[Hellokitty64]

I had my brother try to order jerseys on my CSP from one of these Chinese Jersey sites. When he Completed the order and reached The checkout page It had this really unprofessional looking plain box with credit card and expiration date fields looking like the whole thing had been devised in Microsoft Word or something, I nearly booked right there but my brother convinced me to go through with it. Basically chase kept sending me fraud alerts and denying the charge for the department store in Hong Kong and wouldn't work even after 5 verifys. We give up.
Two days later 1.5k total in airfare, Internet Security software and wedding planner businesses showed up (not me for those at home reading this). B"h chase didn't ask me how they think they got my CC info.

[Einstein]

one time in my life recently had a $1400 charge from copa air, never ever flew them or plan on flying them

[maxie m]

Looks like the hackers are ramping up their game, I got a "call from bofa" stating that my cc is being deactivated ,"pls press 1 to reactivate" after that I was prompted to key in my cc info, by that time I hung up. When I called the number back I reached a voicemail in which some guy(the hacker?) stated that his number was hacked,
I figured I'd be nice and call bofa to let them know, of course they didn't care.it  is pretty scary that they had my name knew i had a bofa cc(?) as well as my number

[Luvtotravel]

had a dl flight to lhr charged on my cc. i disputed it off course, but got me wondering isnt that terribly traceable? i mean in order to book he would need to enter actual info...

[yochiek93]

Had close to $1000 dollars charged to my citi aa gold card to Charles tyrwhitt  disputed it. I'm  not sure if they had access to my citi card or my Charles tyrwhitt account.

[coralsnake]

Had close to $1000 dollars charged to my citi aa gold card to Charles tyrwhitt  disputed it. I'm  not sure if they had access to my citi card or my Charles tyrwhitt account.

Well was it purchased in your CT account? That would at least answer that question.

[yochiek93]

Well was it purchased in your CT account? That would at least answer that question.

that is true
no it was not but the mailing address was to an address that i've used (not my home address)

[freddy]

had a dl flight to lhr charged on my cc. i disputed it off course, but got me wondering isnt that terribly traceable? i mean in order to book he would need to enter actual info...

not necessarily could be a gift card, when I ordered gc's for plat fee credit I believe it came up as a flight

[Luvtotravel]

not necessarily could be a gift card, when I ordered gc's for plat fee credit I believe it came up as a flight

with full flight info on statement?

[Buruch]

Just had over 5k spent at Orbitz. And this was my only card that I never really use. Biz plat - bonus and sock drawer besides offers. Why would someone do that? Isn't that the easiest to get caught?

[David Smith]

had a dl flight to lhr charged on my cc. i disputed it off course, but got me wondering isnt that terribly traceable? i mean in order to book he would need to enter actual info...

Could be a travel agent booking for unsuspecting costumers. When else can you spend so much online without having to provide a shipping address.

[Luvtotravel]

Could be a travel agent booking for unsuspecting costumers. When else can you spend so much online without having to provide a shipping address.

and customer pays him direct? possible... good thing i didnt go stalk out the flight as was my original intention!

[David Smith]

and customer pays him direct? possible... good thing i didnt go stalk out the flight as was my original intention!

The ticket probably got cancelled when you disputed the charge, so he probably wasn't on the flight anyways.

[Luvtotravel]

The ticket probably got cancelled when you disputed the charge, so he probably wasn't on the flight anyways.

which is why i wanted to wait till departure date but figured it wasnt worth the risk and hassle for a maybe confrontation

[srap]

Once or twice a year, especially from Black Friday through New Years.

Two cards were just frauded with numerous (denied, B'H) charges.

Tipoffs to fraud (all of which happened to me):
1.  A $1 test charge (not at a gas station).
2.  The address, phone or PIN not matching the bank's records
3.  A POS location that is out of your local charge area
4.  A type of business that is not normal to your charge pattern
5.  A request for an address change
6.  a small charge for a few dollars that is later reversed

Annoying fraud triggers that we do:
1.  Multiple similar charges at the same establishment in succession
2.  Large charges out of our spending pattern
3.  Large charges in the beginning of a new CC
4.  Charges made while traveling (even after advising bank of our travel location/dates)

[David Smith]

Buying muni meter tickets seems to be a trigger. Chase often freezes me for it.

[12HRS]

Buying muni meter tickets seems to be a trigger. Chase often freezes me for it.

never once had an issue with those. although always on my freedom card

[David Smith]

never once had an issue with those. although always on my freedom card

Buying one or multiple?

[srap]

Buying muni meter tickets seems to be a trigger. Chase often freezes me for it.

Are you buying multiple tickets, ie in succession? (see above)