Author Topic: best student card with bonus points  (Read 3934 times)

Offline Esther

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best student card with bonus points
« on: November 07, 2011, 01:01:38 PM »
I'm a student and don't have much income. Are there any cards I can apply for that would get me bonus points? (Would it help to state household income?)

TIA

Offline sky121

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Re: best student card with bonus points
« Reply #1 on: November 07, 2011, 01:30:18 PM »
What's your credit score/history like?

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Offline AsherO

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Re: best student card with bonus points
« Reply #2 on: November 07, 2011, 02:07:42 PM »
I'm a student and don't have much income. Are there any cards I can apply for that would get me bonus points? (Would it help to state household income?)

TIA

The law (rules) just changed and banks are now only asking for your personal (not household) income on applications.

I'd say you can still get away with reporting household income, you can always say you didn't realize it changed.
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Offline good sam

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Re: best student card with bonus points
« Reply #3 on: November 07, 2011, 06:04:40 PM »
I'm a student and don't have much income. Are there any cards I can apply for that would get me bonus points? (Would it help to state household income?)

TIA
I'd start with Chase Freedom for the $100 back.  It's a good card to have anyway.
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Offline sky121

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Re: best student card with bonus points
« Reply #4 on: November 07, 2011, 06:11:38 PM »
I'd start with Chase Freedom for the $100 back.  It's a good card to have anyway.

Doesn't that card have a $300 offer back right now?

 It would be $300 or 30,000 points and you'd be earning Ultimate Rewards points for your purchases.
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Offline Cbs

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Re: best student card with bonus points
« Reply #5 on: November 07, 2011, 08:27:24 PM »
Doesn't that card have a $300 offer back right now?

everytime i see an ad for a chase freedom card theres always a diff offer. depending from whos advertising

Offline Esther

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Re: best student card with bonus points
« Reply #6 on: November 08, 2011, 09:31:52 AM »
Thanks for the replies. Umm...I feel stupid now but I have no idea how my credit is. I'm assuming it's not bad because I have a credit card under my name and I've always paid the bills on time (or early) but I also heard that one card doesn't get you much credit. I'll apply for the Chase Freedom and see what happens. Thanks

Offline YG

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Re: best student card with bonus points
« Reply #7 on: November 08, 2011, 10:24:22 AM »
no expert, but i checked my credit score last week, and it was up in the 750's from having one student  CC with a limit of 900 for three years and always paying early/on time.

Offline DavidM

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Re: best student card with bonus points
« Reply #8 on: November 08, 2011, 10:42:06 AM »
I just signed up for Chase Freedom with $300 cash back (30,000 points) for just spending $500 within 3 months... pretty easy to do.  That is a 60% return... Madoff couldn't even get that :)

Offline Esther

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Re: best student card with bonus points
« Reply #9 on: November 08, 2011, 11:17:56 AM »
It seems like today it's only offering $100 cash back. You think it makes sense to check back every so often and wait till it goes up to $300 again?

Offline good sam

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Re: best student card with bonus points
« Reply #10 on: November 08, 2011, 11:29:06 AM »
It seems like today it's only offering $100 cash back. You think it makes sense to check back every so often and wait till it goes up to $300 again?
Here's a link for $200/20,000
www.dansdeals.com/go/freedom200

PM to match the $300 targeted offer.  Offer code D1R. Can't hurt.
« Last Edit: November 08, 2011, 11:34:51 AM by Dan »
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Offline good sam

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Re: best student card with bonus points
« Reply #11 on: November 08, 2011, 11:33:04 AM »
If you don't care why would you comment?
HT: DMYD

Offline Esther

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Re: best student card with bonus points
« Reply #12 on: November 08, 2011, 03:30:45 PM »
Scratch that.  Here is $300 link.
https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DN52

Thanks a lot. I'll apply and see what happens.

Offline Esther

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Re: best student card with bonus points
« Reply #13 on: November 08, 2011, 03:34:23 PM »
Wow I was automatically approved  :)

Offline sky121

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Re: best student card with bonus points
« Reply #14 on: November 08, 2011, 03:35:26 PM »
Wow I was automatically approved  :)

Congrats! Did you make sure to use the $300 link?
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Offline Cbs

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Re: best student card with bonus points
« Reply #15 on: November 08, 2011, 10:31:07 PM »
Wow I was automatically approved  :)
u sure it wasnt an email saying theyre gonna get back to you. i recall, it took a few days for them to get back to me

Offline AsherO

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Re: best student card with bonus points
« Reply #16 on: November 09, 2011, 12:06:07 AM »
u sure it wasnt an email saying theyre gonna get back to you. i recall, it took a few days for them to get back to me

YMMV.
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Offline Esther

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Re: best student card with bonus points
« Reply #17 on: November 09, 2011, 07:15:17 PM »
I used the $300 link. I got a message saying "Congratulations! Your card should arrive within 2 weeks" or something to that effect. Unless they're planning on sending me a birthday card, it seems like I was approved.

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Re: best student card with bonus points
« Reply #18 on: November 10, 2011, 02:24:58 PM »
I used the $300 link. I got a message saying "Congratulations! Your card should arrive within 2 weeks" or something to that effect. Unless they're planning on sending me a birthday card, it seems like I was approved.
well then, congrats! not everyones as lucky as u