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Author Topic: What Credit card did you close?  (Read 2457 times)

Offline mochjas

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What Credit card did you close?
« on: December 06, 2019, 10:21:21 AM »
I closed my prestige after having it for like 4 years due to them gutting the card

(I actually downgraded to the TYP Premier so I can transfer points) I never got a sign up bonus on that card and hope I did not disqualify myself from getting it in the future (Citi's rules are really complicated these days)

What card did you close and why?
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Offline theyankel

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Re: What Credit card did you close?
« Reply #1 on: December 06, 2019, 10:40:39 AM »
barclays miles and more
didnt need benefits so the AF wasnt worth to keep open
of course, i reallocated credit line
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Offline ckmk47

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Re: What Credit card did you close?
« Reply #2 on: December 06, 2019, 11:22:09 AM »
BA
Got the bonus points.  AF came up; why pay anything for the card?  Although it has no foreign exchange fees, I have other cards with that benefit.
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Offline Dan

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Re: What Credit card did you close?
« Reply #3 on: December 06, 2019, 11:24:23 AM »
Quote from: ckmk47 on December 06, 2019, 11:22:09 AM
BA
Got the bonus points.  AF came up; why pay anything for the card?  Although it has no foreign exchange fees, I have other cards with that benefit.
YQ credit?
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Offline chilipalmer

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Re: What Credit card did you close?
« Reply #4 on: December 06, 2019, 03:04:19 PM »
United Explorer

It's been circling the drain
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Offline Joel

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Re: What Credit card did you close?
« Reply #5 on: December 07, 2019, 10:16:39 PM »
Amex Gold.

statement credits are a pain. I value 3x UR for Dining more then 4xMR. Groceries i use blue cash preferred @6%.
« Last Edit: December 07, 2019, 10:33:15 PM by Joel2 »
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Offline yungermanchik

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Re: What Credit card did you close?
« Reply #6 on: December 07, 2019, 10:33:46 PM »
AA Platinum Select - not worth the annual fee (not a frequent AA flier) got it before I went to Denver but Southwest ended up being cheaper even after the $200 refund from AA
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Offline ckmk47

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Re: What Credit card did you close?
« Reply #7 on: December 08, 2019, 10:34:57 AM »
Quote from: Dan on December 06, 2019, 11:24:23 AM
YQ credit?
Not familiar.  Link, please?
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Offline ckmk47

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Re: What Credit card did you close?
« Reply #8 on: December 08, 2019, 10:36:45 AM »
Quote from: chilipalmer on December 06, 2019, 03:04:19 PM
United Explorer

It's been circling the drain
primary car rental insurance. Everywhere.
no foreign exchange fees.
(expanded award availability)
All my kids are AUs on this one.
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Offline chilipalmer

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Re: What Credit card did you close?
« Reply #9 on: December 08, 2019, 03:09:01 PM »
Quote from: ckmk47 on December 08, 2019, 10:36:45 AM
primary car rental insurance. Everywhere.
no foreign exchange fees.
(expanded award availability)
All my kids are AUs on this one.

The expanded award availability was why I was keeping it.

I rent a car maybe once or twice a year, pretty much always in the US. Abroad it's mass transit, bikes, and Uber.

But that is a good reason to keep it.
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Offline Mo2

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Re: What Credit card did you close?
« Reply #10 on: December 08, 2019, 04:08:54 PM »
Personal Delta Card.
(Got it with bonus using a no lifetime language link)
Annual fee was due and I had applied for the Hilton Aspire AF waived and needed to close a card to get below 5 cards with Amex.
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Offline Mo2

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Re: What Credit card did you close?
« Reply #11 on: December 08, 2019, 04:17:40 PM »
Downgraded Sapphire Preferred to Freedom since AF was due. I had signed up with the 1st year AF waived.

Now have approximately 500,000 MR points between myself and my wife with no premier card to redeem for travel. We have at least one of each of the no AF biz/personal cards.
Not sure which card I should get or upgrade to when I need to redeem for travel.
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Offline CountValentine

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Re: What Credit card did you close?
« Reply #12 on: December 08, 2019, 04:21:30 PM »
Cap1 Spark.
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Offline Alexsei

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Re: What Credit card did you close?
« Reply #13 on: December 09, 2019, 05:50:25 PM »
I closed my first ever cap1 secured card after 10 years so that i can get the funds
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Offline motec bb

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Re: What Credit card did you close?
« Reply #14 on: December 12, 2019, 12:27:48 PM »
Quote from: Joel2 on December 07, 2019, 10:16:39 PM
Amex Gold.

statement credits are a pain. I value 3x UR for Dining more then 4xMR. Groceries i use blue cash preferred @6%.
Considering canning mine as well, esp now that they raised the AF but are removing return protection.
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