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Author Topic: Building credit  (Read 2673 times)

Offline Mss

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Building credit
« on: December 08, 2019, 12:16:05 AM »
I want to add my siblings as authorized users on my credit cards in order to build their credit. When I try doing it with Chase, they don't give an option to put in their social security number, will authorized user on Chase still build their credit even if their social isn't connected?
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Offline shulemw

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Re: Building credit
« Reply #1 on: September 30, 2020, 01:20:16 PM »
Hi. Does anybody know a way how I can get a authorized user on a chase card to appear on that guys credit report? any trick for this? appreciate it!
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Offline Samb

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Re: Building credit
« Reply #2 on: September 30, 2020, 07:50:34 PM »
Quote from: shulemw on September 30, 2020, 01:20:16 PM
Hi. Does anybody know a way how I can get a authorized user on a chase card to appear on that guys credit report? any trick for this? appreciate it!
Will depend if chase can find a relationship  between the primary and AU in their own system
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Offline shulemw

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Re: Building credit
« Reply #3 on: September 30, 2020, 09:10:34 PM »
exact this is my question. how can I get them to make the relationship? is there some detail to how to get them to relate it? Thanks again!
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Offline Samb

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Re: Building credit
« Reply #4 on: October 01, 2020, 03:46:48 PM »
Quote from: shulemw on September 30, 2020, 09:10:34 PM
exact this is my question. how can I get them to make the relationship? is there some detail to how to get them to relate it? Thanks again!
joint bank account etc
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Offline myi

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Re: Building credit
« Reply #5 on: October 05, 2020, 05:44:39 PM »
Quote from: shulemw on September 30, 2020, 09:10:34 PM
exact this is my question. how can I get them to make the relationship? is there some detail to how to get them to relate it? Thanks again!
Put them on a business Chase card with a SS.
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Offline shulemw

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Re: Building credit
« Reply #6 on: October 05, 2020, 06:50:47 PM »
A chase business card does not even come up on the primary card holders report so how will it come up on the authorized users??
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Offline shulemw

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Re: Building credit
« Reply #7 on: October 14, 2020, 01:16:14 PM »
how can I add my rent payments or utility payments to my report to get my score more up?
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Offline shulemw

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Re: Building credit
« Reply #8 on: October 14, 2020, 03:44:45 PM »
Any idea on this would be greatly appreciated!!
Quote from: shulemw on October 14, 2020, 01:16:14 PM
how can I add my rent payments or utility payments to my report to get my score more up?
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Offline Joel

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Re: Building credit
« Reply #9 on: October 14, 2020, 03:48:28 PM »
Quote from: shulemw on October 14, 2020, 01:16:14 PM
how can I add my rent payments or utility payments to my report to get my score more up?
Experian has something called boost didn't look into it yet but seems it will help 
https://www.experian.com/consumer-products/score-boost.html
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Offline shulemw

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Re: Building credit
« Reply #10 on: October 14, 2020, 07:46:39 PM »
Thats only if you connect your bank account that you pay your bills with.

but there is some way to add utility bills and rent payments directly
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Offline Joel

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Re: Building credit
« Reply #11 on: October 14, 2020, 08:07:37 PM »
Quote from: shulemw on October 14, 2020, 07:46:39 PM
Thats only if you connect your bank account that you pay your bills with.

but there is some way to add utility bills and rent payments directly
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Connect the bank or credit card you use to pay your bills.
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