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Some Lomdishe Acronyms For This Thread (Feel free to update the wiki as needed.)

AYLR – Ask Your Local Rabbi
KHLH – כל המקיל לא הפסיד
IMHnrO - In My Humble non-rabbinic Opinion
MB – Mishna Berura
MM - Mar'eh Makom
MMR – Machlokes Mechaber & Rema
NM - Nafka Minah
S – Siman
SF – Se’if
SHUA – Shulchan Aruch
SK – Se’if Katan
WTM – What’s The Mekor (?)
YMMV – Your Minhag May Vary


Author Topic: All Halocha Shailos and teiffa Questions  (Read 332150 times)

Online davidrotts63

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Re: All Halocha Shailos and teiffa Questions
« Reply #3435 on: February 18, 2019, 03:13:36 AM »
Is it ok to post something (Whatsapp group) when shabbos is over by me, but I know someone will be reading it when it's still shabbos by him?
« Last Edit: February 18, 2019, 03:18:23 AM by davidrotts63 »
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Offline ah giten

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Re: All Halocha Shailos and teiffa Questions
« Reply #3436 on: February 18, 2019, 03:14:50 AM »
You mean a מחלל שבת?

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Re: All Halocha Shailos and teiffa Questions
« Reply #3437 on: February 18, 2019, 03:17:37 AM »
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Offline aygart

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Re: All Halocha Shailos and teiffa Questions
« Reply #3438 on: February 18, 2019, 08:43:23 AM »
I've seen someone mention on here that when letting someone use your cc you cant tell them to pay the interest.

My brother had such a story and his Rav paskened like that also.

I'm just wondering why isn't it considered that you're an areiv therefore it's like the cc company is lending direct to the other person?

Would it make a difference if the other person is an authorized user on your cc?
Where does areiv come in here? The bank has a relation with one person only and that is the cardholder.
You have the right to remain silent. Anything you say can and will be used to start a religious discussion.

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Re: All Halocha Shailos and teiffa Questions
« Reply #3439 on: February 18, 2019, 09:34:35 AM »
Where does areiv come in here? The bank has a relation with one person only and that is the cardholder.
That's why I added in the last question. If he's a legal AU does that make a difference.

But even without that I figured that the bank doesn't care whatsoever who the authorized user is (if you wanted you could've added the AU a second before he borrowed). So they're basically saying lend your card out to whoever you want as long as you will take achrayis.

I know that isn't such a good svara. You can say on paper it isn't true.
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Offline th0306

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Re: All Halocha Shailos and teiffa Questions
« Reply #3440 on: February 18, 2019, 09:44:02 AM »
I've seen someone mention on here that when letting someone use your cc you cant tell them to pay the interest.

My brother had such a story and his Rav paskened like that also.

I'm just wondering why isn't it considered that you're an areiv therefore it's like the cc company is lending direct to the other person?

Would it make a difference if the other person is an authorized user on your cc?
Not only is he not allowed to pay the interest, you must agree beforehand that should any interest incur, he will not be liable. (even if he is planning to pay up before any interest incurs).

I heard this from quite a few Rabonim.....

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Re: All Halocha Shailos and teiffa Questions
« Reply #3441 on: February 18, 2019, 09:45:41 AM »
I'm assuming that with a heter iska  the borrower can pay the interest?
Idk but I would assume so. (Or are you stressing can to mean - can but doesn't have to?)
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Offline ckmk47

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Re: All Halocha Shailos and teiffa Questions
« Reply #3442 on: February 18, 2019, 09:47:35 AM »
Idk but I would assume so. (Or are you stressing can to mean - can but doesn't have to?)
I just mean halachikly permitted. 
Whatever deal the 2 actually make is up to them.

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Re: All Halocha Shailos and teiffa Questions
« Reply #3443 on: February 18, 2019, 09:48:31 AM »
Not only is he not allowed to pay the interest, you must agree beforehand that should any interest incur, he will not be liable. (even if he is planning to pay up before any interest incurs).

I heard this from quite a few Rabonim.....
What does the person gain by stating that straight out? If that's the halacha then that's the halacha.
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Offline th0306

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Re: All Halocha Shailos and teiffa Questions
« Reply #3444 on: February 18, 2019, 09:54:48 AM »
What does the person gain by stating that straight out? If that's the halacha then that's the halacha.

Because if it's not stated from the beginning - it is considered ribis ketzutzah - because the general norm is accepted that the borrower will pay off the interest that he caused - it's considered as if you have actually agreed that he will pay the interest unless you specifically agree otherwise.....

Hope I was clear....

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Re: All Halocha Shailos and teiffa Questions
« Reply #3445 on: February 18, 2019, 10:12:48 AM »
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Offline aygart

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Re: All Halocha Shailos and teiffa Questions
« Reply #3446 on: February 18, 2019, 10:16:39 AM »
That's why I added in the last question. If he's a legal AU does that make a difference.

But even without that I figured that the bank doesn't care whatsoever who the authorized user is (if you wanted you could've added the AU a second before he borrowed). So they're basically saying lend your card out to whoever you want as long as you will take achrayis.

I know that isn't such a good svara. You can say on paper it isn't true.
I am not really sure what you are trying to say, but what matters is who is the borrower. It is very clear that the borrower is the account holder and that is the only person against whom the bank has recourse unless there is fraud.
You have the right to remain silent. Anything you say can and will be used to start a religious discussion.

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Re: All Halocha Shailos and teiffa Questions
« Reply #3447 on: February 18, 2019, 10:33:24 AM »
I am not really sure what you are trying to say, but what matters is who is the borrower. It is very clear that the borrower is the account holder and that is the only person against whom the bank has recourse unless there is fraud.
What is a regular AU (he has his own card) considered? לוה, or something else undefined? If he is a לוה who is the מלוה?

You'll say the cardholder is the מלוה.

Why do you say the cardholder is the מלוה rather than an ערב and the bank is the מלוה?

Is it in the cardholder agreement?
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Re: All Halocha Shailos and teiffa Questions
« Reply #3448 on: February 18, 2019, 10:35:06 AM »
Why do you say the cardholder is the מלוה rather than an ערב and the bank is the מלוה?

Because the bank has no recourse to collect from the AU. The AU has no cardholder agreement with the bank at all.
You have the right to remain silent. Anything you say can and will be used to start a religious discussion.

Offline good sam

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Re: All Halocha Shailos and teiffa Questions
« Reply #3449 on: February 18, 2019, 12:56:09 PM »
Can you use a Sharpie to paint your tefillin?
If you don't care why would you comment?
HT: DMYD