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Author Topic: credit card  (Read 2631 times)

Offline sara rox

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credit card
« on: November 13, 2011, 05:45:37 PM »
Hi
 i had a secure credit card for the past year and I am new to credit card.could you help me find a knew credit card.
thanks
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Offline myb821

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Re: credit card
« Reply #1 on: November 13, 2011, 05:46:06 PM »
u need to give some more info on what ur looking for
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Offline Cbs

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Re: credit card
« Reply #2 on: November 13, 2011, 06:29:08 PM »
Quote from: sara rox on November 13, 2011, 05:45:37 PM
Hi
 i had a secure credit card for the past year and I am new to credit card.could you help me find a knew credit card.
thanks
first of all Welcome to DDF.

next, maybe start here
or here

this topic has been discussed multiple times on the forum and for general info, do some searching and you'll probably find helpful answers.
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Offline Yellow

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Re: credit card
« Reply #3 on: November 13, 2011, 08:35:53 PM »
Welcome

Are you looking for a card with a big bonus?
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Offline Am

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Re: credit card
« Reply #4 on: November 14, 2011, 09:19:17 AM »
Don't try the 50k citi aa I got denied because my credit history included only 2 cards and and a csr told me they want to see at least 3-4 cards
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Offline puddles

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Re: credit card
« Reply #5 on: November 14, 2011, 10:36:56 AM »
My wife had the same situation and was approved for the Chase Saphire preferred after 6 months of a secure cc. The initial credit line was small but its definitely a great start. I do have a chase checking account so not sure if that helped her application
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Offline AsherO

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Re: credit card
« Reply #6 on: November 15, 2011, 03:41:55 AM »
Quote from: puddles on November 14, 2011, 10:36:56 AM
My wife had the same situation and was approved for the Chase Saphire preferred after 6 months of a secure cc. The initial credit line was small but its definitely a great start. I do have a chase checking account so not sure if that helped her application

Unless she's a joint account-holder on your checking account, how would they even know?
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Offline puddles

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Re: credit card
« Reply #7 on: November 15, 2011, 11:44:49 AM »
I should have clarified, she is a Joint Account Holder and they did tell me they saw that she Was on there with me
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Offline AsherO

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Re: credit card
« Reply #8 on: November 15, 2011, 11:47:26 AM »
Quote from: puddles on November 15, 2011, 11:44:49 AM
I should have clarified, she is a Joint Account Holder and they did tell me they saw that she Was on there with me

I don't think Chase checking accounts help AFAIK, not unless you have a banker put in a good word on your behalf. She is eligible for Chase exclusives on the Freedom and Ink cards though.
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Offline Am

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Re: credit card
« Reply #9 on: November 15, 2011, 02:26:55 PM »
Quote from: AsherO on November 15, 2011, 11:47:26 AM
I don't think Chase checking accounts help AFAIK, not unless you have a banker put in a good word on your behalf. She is eligible for Chase exclusives on the Freedom and Ink cards though.
How would he do that? Does he put a note on my account or do I ask him to call for me?
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Offline AsherO

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Re: credit card
« Reply #10 on: November 15, 2011, 02:41:34 PM »
Quote from: Am on November 15, 2011, 02:26:55 PM
How would he do that? Does he put a note on my account or do I ask him to call for me?

I've heard of different bankers doing it different ways if you have $10k in a Chase acct ask a banker in a branch if he can help you push through an app.
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Offline YG

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Re: credit card
« Reply #11 on: November 16, 2011, 02:24:20 AM »
i seem to recall seeing something around here somewhere recently re: a chase checking account that required a min. balance of $500 to avoid monthly fees, but now i cant find less than 1,500.

Does / did the $500 min checking account exist, or am i dreaming?
(it IS 2:24am  ;) )
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