Author Topic: Bank Account Bonus Masterthread  (Read 22640 times)

Offline yesitsme

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Re: Bank Account Bonus Masterthread
« Reply #40 on: October 23, 2021, 10:31:36 PM »
ETA: Starting in 2021 and going forward the threshold was raised to 10k (from 3.6k).
threshold off what?
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Offline yungermanchik

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Re: Bank Account Bonus Masterthread
« Reply #41 on: October 23, 2021, 10:41:57 PM »
threshold of what?
unearned income which has a pretty low threshold to knock you off earned income credits...
was 3.6k which can be easily reached with some small time investments or stocks.
But this is great news:
ETA: Starting in 2021 and going forward the threshold was raised to 10k (from 3.6k).
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline yesitsme

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Offline Iz

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Re: Bank Account Bonus Masterthread
« Reply #43 on: January 05, 2022, 07:27:13 PM »
This really belongs here, but the discussion is there. ::)
https://forums.dansdeals.com/index.php?topic=36812.msg2536379#msg2536379

Online davidd75

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Re: Bank Account Bonus Masterthread
« Reply #44 on: March 06, 2023, 03:42:28 PM »
anybody did the us bank business checking offer bonus($500) recently?

what triggers the required $3000 deposit?

Offline Realshlomo

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Re: Bank Account Bonus Masterthread
« Reply #45 on: March 07, 2023, 11:22:54 AM »
anybody did the us bank business checking offer bonus($500) recently?

what triggers the required $3000 deposit?
Cash?

I don't believe the requirement is to have a direct deposit, just a deposit. Seems like anything should work.

Offline Spoon

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Re: Bank Account Bonus Masterthread
« Reply #46 on: March 08, 2023, 10:33:01 AM »
anybody did the us bank business checking offer bonus($500) recently?

what triggers the required $3000 deposit?

ACH push from Cap1 worked fine for me last year.

Tons of DP on what works on DOC

Online davidd75

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Re: Bank Account Bonus Masterthread
« Reply #47 on: March 08, 2023, 01:24:10 PM »
Cash?

I don't believe the requirement is to have a direct deposit, just a deposit. Seems like anything should work.

no banks in NJ

Online davidd75

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Re: Bank Account Bonus Masterthread
« Reply #48 on: March 08, 2023, 01:26:05 PM »
ACH push from Cap1 worked fine for me last year.

Tons of DP on what works on DOC

for an ACH push did you go to bank and ask for specifically an ACH transfer or did you do it online as a transfer to an external account(US bank)?

are most external transfers ACH?

Offline Realshlomo

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Re: Bank Account Bonus Masterthread
« Reply #49 on: March 08, 2023, 01:47:29 PM »


no banks in NJ

Just send the money from literally any account you have at any bank.

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Re: Bank Account Bonus Masterthread
« Reply #50 on: March 08, 2023, 02:14:50 PM »

Just send the money from literally any account you have at any bank.

curious are most bank transfers ACH?

Offline googwallet

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Re: Bank Account Bonus Masterthread
« Reply #51 on: April 03, 2023, 02:08:21 PM »
I have 3 codes for the Chase $900 Checking + Savings Bonus. Must be used by 4/19.
See link below for details.
https://www.doctorofcredit.com/targeted-chase-900-checking-savings-bonus/

Please only PM me if you intend to use it.

Offline HoKo

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Re: Bank Account Bonus Masterthread
« Reply #52 on: April 09, 2023, 11:41:11 AM »
curious are most bank transfers ACH?

Yes. Unless you specifically do it as a wire transfer.

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Re: Bank Account Bonus Masterthread
« Reply #53 on: August 29, 2023, 10:42:12 AM »
I recently opened Citizens Bank checking and savings for $600 SUB.

Found a code on eBay for bonus with less onerous requirements. Applied online for DW and got declined! 

This morning my son told me that he tried applying for Citizens bank account (he was unaware of more favorable bonus available) and he got declined too.

What's the story? This never happened to me (other than Chase which has me blacklisted).
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline AsherO

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Re: Bank Account Bonus Masterthread
« Reply #54 on: August 29, 2023, 01:00:15 PM »
I recently opened Citizens Bank checking and savings for $600 SUB.

Found a code on eBay for bonus with less onerous requirements. Applied online for DW and got declined! 

This morning my son told me that he tried applying for Citizens bank account (he was unaware of more favorable bonus available) and he got declined too.

What's the story? This never happened to me (other than Chase which has me blacklisted).

ChexSystems?

If their app asks compliance questions about how you’re going to use the account, maybe they didn’t like the responses?
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Online ExGingi

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Re: Bank Account Bonus Masterthread
« Reply #55 on: August 31, 2023, 04:25:24 PM »
ChexSystems?

What is that and how does it affect account eligibility?

If their app asks compliance questions about how you’re going to use the account, maybe they didn’t like the responses?

No compliance questions asked.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline CountValentine

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Re: Bank Account Bonus Masterthread
« Reply #56 on: August 31, 2023, 05:25:30 PM »
What is that and how does it affect account eligibility?
It is another CRA (credit reporting agency). Widely used by CU's but some banks do use them. Many get denied for too many accounts opened recently.
https://www.chexsystems.com/
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Re: Bank Account Bonus Masterthread
« Reply #57 on: August 31, 2023, 05:32:39 PM »
It is another CRA (credit reporting agency). Widely used by CU's but some banks do use them. Many get denied for too many accounts opened recently.
https://www.chexsystems.com/

Definitely not the case with DW.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

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Re: Bank Account Bonus Masterthread
« Reply #58 on: September 02, 2023, 11:04:24 PM »
It is another CRA (credit reporting agency). Widely used by CU's but some banks do use them. Many get denied for too many accounts opened recently.
https://www.chexsystems.com/
Most banks IME but you can open quite a few each year before it becomes an issue, unlikely the issue here if they don’t even know what it is.
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Offline ari3

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Re: Bank Account Bonus Masterthread
« Reply #59 on: September 03, 2023, 01:53:56 AM »
I recently opened Citizens Bank checking and savings for $600 SUB.

Found a code on eBay for bonus with less onerous requirements. Applied online for DW and got declined! 

This morning my son told me that he tried applying for Citizens bank account (he was unaware of more favorable bonus available) and he got declined too.

What's the story? This never happened to me (other than Chase which has me blacklisted).
If you have had issues with bouncing checks or overdrawn accounts that would be on chexsystems and would likely cause problems with opening an account.

BTW you can get your chexsystems report for free just like your credit report.