Author Topic: Bank Account Bonus Masterthread  (Read 18361 times)

Online ExGingi

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Re: Bank Account Bonus Masterthread
« Reply #60 on: December 05, 2023, 12:25:05 AM »
I recently opened Citizens Bank checking and savings for $600 SUB.

Found a code on eBay for bonus with less onerous requirements. Applied online for DW and got declined! 

This morning my son told me that he tried applying for Citizens bank account (he was unaware of more favorable bonus available) and he got declined too.

What's the story? This never happened to me (other than Chase which has me blacklisted).

After fulfilling all requirements for bonus and waiting for a full month, bonus didn't post. I called Citizens today and it's being escalated.

As for DW I think there might be an issue with her name/ID as I seem to be unable to open up bank accounts online for her without ID verification (few will work online, others will require branch visit)
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

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Offline zh cohen

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Re: Bank Account Bonus Masterthread
« Reply #63 on: December 11, 2023, 10:15:10 AM »
If you have had issues with bouncing checks or overdrawn accounts that would be on chexsystems and would likely cause problems with opening an account.

BTW you can get your chexsystems report for free just like your credit report.
how??

Offline ari3

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Re: Bank Account Bonus Masterthread
« Reply #64 on: December 11, 2023, 09:45:12 PM »

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Re: Bank Account Bonus Masterthread
« Reply #65 on: December 11, 2023, 10:55:33 PM »
After fulfilling all requirements for bonus and waiting for a full month, bonus didn't post. I called Citizens today and it's being escalated.

As for DW I think there might be an issue with her name/ID as I seem to be unable to open up bank accounts online for her without ID verification (few will work online, others will require branch visit)

Got a call back from Citizens on Friday and they said I should get the bonus by 12/15.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

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Re: Bank Account Bonus Masterthread
« Reply #66 on: January 07, 2024, 03:02:36 PM »
Capital one 360 Savings
Earn a $300 bonus when you deposit $20,000 - $49,999,
Earn a $750 bonus when you deposit $50,000 - $99,999,
Earn a $1,500 bonus when you deposit $100,000 or more.

Valid thru 1/9
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #67 on: February 07, 2024, 03:49:01 PM »
Really simple M&T Bank bonus for an easy $400 plus $50 referral bonus.

1. Register at this link to get the $50 referral bonus for both referer and referee.

https://bit.ly/4bxexw0

2. Open a checking account and "direct deposit" (almost any ACH transfer works) $1000.

Add code TK to promo box in the application.

https://campaigns.mtb.com/digital-coupon/400-premium-bonus.html

Available in the following states:
CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV




Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #68 on: February 07, 2024, 07:15:39 PM »
Add code TK to promo box in the
What’s the TK about?

Ok I see.

Quote
The promo code is required at account opening to qualify for the bonus(es).
« Last Edit: February 07, 2024, 07:30:03 PM by baron »

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Re: Bank Account Bonus Masterthread
« Reply #69 on: February 07, 2024, 07:25:19 PM »
Really simple M&T Bank bonus for an easy $400 plus $50 referral bonus.

1. Register at this link to get the $50 referral bonus for both referer and referee.

https://bit.ly/4bxexw0

2. Open a checking account and "direct deposit" (almost any ACH transfer works) $1000.

Add code TK to promo box in the application.

https://campaigns.mtb.com/digital-coupon/400-premium-bonus.html

Available in the following states:
CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV


How fast do they pay out the bonus? Until they do, you need to keep 7.5k minimum balance in the account to keep it free.


There's also a $50 fee if closed within 180 days.


Still a pretty good offer though.


Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #70 on: February 07, 2024, 07:33:08 PM »

2. Open a checking account and "direct deposit" (almost any ACH transfer works) $1000.


You got it already? How do you know?
Quote
Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank or other electronic money transfers, such as those made through internet payment services, do not qualify.

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #71 on: February 07, 2024, 09:12:23 PM »
You got it already? How do you know?

Many data points on Doctorofcredit.com

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #72 on: February 07, 2024, 09:16:52 PM »

How fast do they pay out the bonus? Until they do, you need to keep 7.5k minimum balance in the account to keep it free.


There's also a $50 fee if closed within 180 days.


Still a pretty good offer though.
The bonus should post in a few days.

Mixed data points, but seems like account can be downgraded through secure message to a free checking account. May have to wait a few weeks for the downgrade to be an option though.

Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #73 on: February 07, 2024, 09:24:29 PM »
The bonus should post in a few days.

Mixed data points, but seems like account can be downgraded through secure message to a free checking account. May have to wait a few weeks for the downgrade to be an option though.
Really simple M&T Bank bonus for an easy $400 plus $50 referral bonus.

It just got unsimple

Offline baron

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Re: Bank Account Bonus Masterthread
« Reply #74 on: February 07, 2024, 09:37:35 PM »
you’ll need to visit a branch to open your new account.
Sorry, we aren’t able to confirm your identity at this time. We can help you open your account at a branch.

Even more unsimple

Offline AsherO

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Re: Bank Account Bonus Masterthread
« Reply #75 on: February 07, 2024, 10:19:06 PM »
you’ll need to visit a branch to open your new account.
Sorry, we aren’t able to confirm your identity at this time. We can help you open your account at a branch.

Even more unsimple

Is your credit frozen?

Anyone know what bureau they pull?
DDF FFB (Forum From Birth)

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #76 on: February 07, 2024, 10:29:50 PM »
you’ll need to visit a branch to open your new account.
Sorry, we aren’t able to confirm your identity at this time. We can help you open your account at a branch.

Even more unsimple
Sorry to hear that. Was smooth for me...

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Re: Bank Account Bonus Masterthread
« Reply #77 on: February 07, 2024, 10:30:52 PM »
Is your credit frozen?

Anyone know what bureau they pull?
I don't believe they pull your credit report for a bank account.

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Re: Bank Account Bonus Masterthread
« Reply #78 on: February 07, 2024, 11:45:06 PM »

Offline mlight

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Re: Bank Account Bonus Masterthread
« Reply #79 on: February 07, 2024, 11:57:53 PM »
Really simple M&T Bank bonus for an easy $400 plus $50 referral bonus.

1. Register at this link to get the $50 referral bonus for both referer and referee.

https://bit.ly/4bxexw0

2. Open a checking account and "direct deposit" (almost any ACH transfer works) $1000.

Add code TK to promo box in the application.

https://campaigns.mtb.com/digital-coupon/400-premium-bonus.html

Available in the following states:
CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
For clarity: these are some DP's on what has worked for DD
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#MT_Bank