Author Topic: 0% for New Purchases  (Read 1004 times)

Offline flyingace

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0% for New Purchases
« on: February 26, 2020, 12:44:35 PM »
I need 0% for a large purchase. Has anyone had luck getting one of their current cards to give it or do I need to apply for a new card? If yes, which card issuer was it?

Offline hvaces42

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Re: 0% for New Purchases
« Reply #1 on: February 27, 2020, 12:27:59 PM »
I had Citi offer it on Premier.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline flyingace

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Re: 0% for New Purchases
« Reply #2 on: February 27, 2020, 02:08:11 PM »
Thanks

Offline theyankel

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Re: 0% for New Purchases
« Reply #3 on: February 28, 2020, 08:45:35 AM »
citi runs promos regularly on a variety of cards

i have a number of active offers on different cards

0%
1.99%
3.99%

call or SM

Offline flyingace

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Re: 0% for New Purchases
« Reply #4 on: February 28, 2020, 10:42:41 AM »
citi runs promos regularly on a variety of cards

i have a number of active offers on different cards

0%
1.99%
3.99%

call or SM
Purchases or balance transfers?

Offline yos9694

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Re: 0% for New Purchases
« Reply #5 on: February 28, 2020, 10:50:39 AM »
I get these offers many times as well. Typically a blank check that you can use for anything (purchase, bal xfer, deposit to your bank). They always have a 3% fee for the transaction - so while you're not going to pay APR, you are not getting a free loan.

Offline flyingace

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Re: 0% for New Purchases
« Reply #6 on: February 28, 2020, 10:58:07 AM »
I get these offers many times as well. Typically a blank check that you can use for anything (purchase, bal xfer, deposit to your bank). They always have a 3% fee for the transaction - so while you're not going to pay APR, you are not getting a free loan.
I am looking for 0% on new purchase that is without a balance transfer fee. I get those checks all the time, too.

Offline mercaz1

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Re: 0% for New Purchases
« Reply #7 on: February 28, 2020, 11:05:48 AM »
I am looking for 0% on new purchase that is without a balance transfer fee. I get those checks all the time, too.

capital one sometime has 0% on purchases for the first year

Offline flyingace

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Re: 0% for New Purchases
« Reply #8 on: February 28, 2020, 11:07:52 AM »
capital one sometime has 0% on purchases for the first year
Yes, there a few cards offering it now. I was asking if anyone had experience with one of their current cards giving it as opposed to opening a new one.

Offline LoLo

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Re: 0% for New Purchases
« Reply #9 on: February 28, 2020, 11:19:43 AM »
I get it with Citi and Amex usually.

Offline flyingace

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Re: 0% for New Purchases
« Reply #10 on: February 28, 2020, 11:27:28 AM »
I get it with Citi and Amex usually.
Thanks. My Amex has a Plan It offer with no fees, so I may use that.

Offline Dan

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Re: 0% for New Purchases
« Reply #11 on: February 28, 2020, 11:36:14 AM »
I need 0% for a large purchase. Has anyone had luck getting one of their current cards to give it or do I need to apply for a new card? If yes, which card issuer was it?
I'll make a post on new cards that offer this next week.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline abr

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Re: 0% for New Purchases
« Reply #12 on: February 28, 2020, 11:41:07 AM »
boa

Offline theyankel

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Re: 0% for New Purchases
« Reply #13 on: February 29, 2020, 11:30:31 PM »
Purchases or balance transfers?
Purchases
No fee

Offline theyankel

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Re: 0% for New Purchases
« Reply #14 on: February 29, 2020, 11:33:46 PM »
Yes, there a few cards offering it now. I was asking if anyone had experience with one of their current cards giving it as opposed to opening a new one.
I understood your post and responded accordingly
You can try calling or secure message citi
I have several cards with them now which each have a promo for purchases
Sometimes 6 months, sometimes 11.
Sometimes they e-mail or mail a letter to activate
If u didn't get, try reaching out