I guess many are still in denial.
A certain bochur called contacted me yesterday about getting cancel anytime insurance for himself and his brother for a Pesach program. His (divorced) mother was going to come from overseas and spend Pesach with her sons. The program referred him to a certain travel agent to get the coverage, and as a friend he asked me about it.
He was skeptical on whether his mother would be able to come, and wanted to protect himself and his brother (that had paid a 25% deposit and the balance is due within two weeks). I told him that I think there is less than 50% chance of the program actually taking place, and that IMHO purchasing the insurance will do absolutely nothing for them as it will not cover anything directly or indirectly related to COVID-19. I told him that anything he fears about that might be actually be covered will be covered by a regular policy. I tried to turn his focus to the refund policies of the program rather than insurance policies.