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One line summary:
Areivim USA is a dignified way to give צדקה. It is not Life Insurance and doesn't guarantee any sort of financial protection to its members. it is registered as a religious organization and as such isn't required to incur the additional cost of preparing and filing form 990 with the IRS.

http://www.areivim.info/rform.php

Eb228
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I spoke to Areivim at length as I sell life insurance and wanted to best advise ppl that had Areivim already and wanted to supplement it with LI.
I was told that it has never happened that Areivim declined to pay out based on someones assets or LI. It has happened that the family told them they don't need the money, but they never told the family no.
Simple reasoning is, they also think that 100K per yasom doesn't really cover it, the program just won't allow for a higher payout at $28/ monthly. So they encourage everyone to have LI as well to make sure kids are adequetly covered, and owning LI does not disqualify a payout [unless each kid will receive over a million dollars etc].



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They are tax exempt. Click on the below IRS link and then download the first attachment. Then search "Areivim USA"

https://www.irs.gov/charities-non-profits/tax-exempt-organization-search-bulk-data-downloads


This (I have been to a few Areivim meeting with these Rabbonim)

Harav Elya Brudny, Rosh Yeshivas Mir Flatbush;
Harav Yitzchok Isaac Eichenstein, Galanter Rav;
Harav Doniel Geldzahler, Rosh Yeshivas Ohr Yisrael;
Harav Binyomin Zev Landau, Tosher Dayan of Boro Park;
Harav Henoch Shachar, Rav of Klal Ohr Tuvia in Lakewood

Areivim Terms and Conditions (emphasis added):
Quote
4) Areivim USA is not life insurance. Areivim USA has been established primarily as a charitable endeavor and its halachic status is like that of all tzedakah money collected from the public. In the event of a the passing of a member r”l, all contributions can be made with maaser money.

5) In the event of (G-d forbid) a large number of deaths among members (as a result of a war, an earthquake, etc.), Areivim USA reserves the right to consult with its Rabbinical Board on proper procedures.

6) Members have no rights to sue or submit legal claims against the decisions of Areivim USA or its Rabbinical Board, including for failure to initiate a collection. There are no oral agreements or other commitments between Areivim USA and its members, and no such oral agreements or commitments shall be given any legal effect.

« Last edited by ExGingi on May 30, 2021, 11:11:03 AM »

Poll

Do you have Areivim & Life Insurance? (NOTE: Areivim is not life insurance)

Yes
44 (67.7%)
Only Areivim
21 (32.3%)

Total Members Voted: 65

Author Topic: Areivim USA - Coronavirus  (Read 107260 times)

Offline AsherO

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Re: Areivim USA - Coronavirus
« Reply #1020 on: June 18, 2023, 08:03:18 PM »


We’re talking about sustainability of the model on its merits, not whether people are understanding or not.
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Re: Areivim USA - Coronavirus
« Reply #1021 on: June 18, 2023, 08:14:25 PM »
crazy circumstances but most people understood and had no issue with the increase plus they did give you a option to pay over time in payments
No, I’m talking about the universal cost increase they just implemented.
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

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Re: Areivim USA - Coronavirus
« Reply #1022 on: June 18, 2023, 08:38:50 PM »
IMO they should add a small monthly fee to be used when payouts reach a predesignated backlog. If they would've charged every member an extra $1 since inception, they would have had enough cash to cover a large portion of the covid influx
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1023 on: June 19, 2023, 12:29:24 PM »
You have been the primary voice against Areivim calling them ganavim from day one on this thread so until and unless you actually post (or PM) a name I am inclined to believe you are completely making this up to support your previously held position.  I definitely agree that there are severe issues with the sustainability of the model but up that’s a far cry from labeling them ganavim.
actually i have changed my position when a met a friend of mine, who was a trustee on a areivim payout, and said here that i wont be talking bad on areivim anymore, because i had finally found a family that got paid. (in Brooklyn)

However! within the last year i was asked to be a trustee myself for a family (in Lakewood) and that is how got in to the picture. they have not paid this family................

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1024 on: June 19, 2023, 12:41:29 PM »
I'm still waiting for his PM with a name that he posted he will post public, which for some reason he didn't post public yet......
Spoke to the family last night, they asked me not to go public with their name, because they are afraid that will never see a dime if it becomes public.......

And my question to them was, its been almost 3 years, you have not gotten paid, what do you think might happen if we smear them in public??? NOT PAY? well, they haven't paid you already......

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1025 on: June 19, 2023, 12:44:59 PM »
I keep hearing about the sustainability of their model. I don’t get the issue. They are not holding on to funds. When someone dies, they charge your card and disburse. They are supposed to be at $0 balance.

Worst case scenario - people leave the program and they can’t recruit new members - they can lower the disbursement. It’s not life insurance. It’s automated collective giving. And it’s been working very well for many years.
do you think that AREIVIM should make a copy of their bank balance availible to members???? if there a few million in there its a problem

i will trust @JACKBLUE verbally what is their balance in the bank today????

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1026 on: June 19, 2023, 12:50:12 PM »
BTW this is a case that was already approved for payment, and then they reversed their decision and they are stone walling the family since, and YES I rely on the rabbunim to keep them honest

Offline yuneeq

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Re: Areivim USA - Coronavirus
« Reply #1027 on: June 19, 2023, 01:45:49 PM »
BTW this is a case that was already approved for payment, and then they reversed their decision and they are stone walling the family since, and YES I rely on the rabbunim to keep them honest

They already did the collection on behalf of the family or they never collected?
Visibly Jewish

Offline imayid2

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Re: Areivim USA - Coronavirus
« Reply #1028 on: June 19, 2023, 02:09:07 PM »
BTW this is a case that was already approved for payment, and then they reversed their decision and they are stone walling the family since, and YES I rely on the rabbunim to keep them honest
Why did they reverse?

Offline JACKBLUE

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Re: Areivim USA - Coronavirus
« Reply #1029 on: June 19, 2023, 04:17:19 PM »
do you think that AREIVIM should make a copy of their bank balance availible to members???? if there a few million in there its a problem

i will trust @JACKBLUE verbally what is their balance in the bank today????
I wouldn't ask them for their bank balances, i don't care if they have money sitting in their accounts so long as they do payouts when needed.
Again, I've done a lot of research on them and got to know a few people that got payouts (and yes you can PM for names) and i also know the person in charge of the org and he's a very honest respectful person in Boro Park, only once did i hear a name (Here on DDF) that didn't get a payout and when i asked them they confirmed that they didn't payout that family because they lied on their application, and they didn't do a collection by that case.

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Re: Areivim USA - Coronavirus
« Reply #1030 on: June 19, 2023, 04:18:22 PM »
Spoke to the family last night, they asked me not to go public with their name, because they are afraid that will never see a dime if it becomes public.......

And my question to them was, its been almost 3 years, you have not gotten paid, what do you think might happen if we smear them in public??? NOT PAY? well, they haven't paid you already......
I Didn't ask you to go public, you can PM and ill ask them.

Offline JACKBLUE

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Re: Areivim USA - Coronavirus
« Reply #1031 on: June 19, 2023, 04:23:08 PM »
And BTW i'm not taking any sides on the argument if the Org is sustainable or not, or if they can hold on long time. but saying that they're Ganuvim and don't do payouts is unacceptable.

So as long the collect money and do Payouts it's a beautiful Tzeduka Org!

No it's not a Life Insurance (as mentioned a ton of times in this thread)

Offline JACKBLUE

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Re: Areivim USA - Coronavirus
« Reply #1032 on: June 19, 2023, 04:29:45 PM »
Areivim has never paid $$$$$ to a Almana.!   Been researching this for a long time. I would love to be wrong, so if someone can tell me that they saw a copy of a check payable to a family, I would love hear/see it.
Yes! They put money in a fund for the future!!! And so on. I’ve heard that a lot.
Thanks

actually i have changed my position when a met a friend of mine, who was a trustee on a areivim payout, and said here that i wont be talking bad on areivim anymore, because i had finally found a family that got paid. (in Brooklyn)

BH!!

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1033 on: June 20, 2023, 12:34:42 PM »
They already did the collection on behalf of the family or they never collected?
yes

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1034 on: June 20, 2023, 12:37:31 PM »
Why did they reverse?
that is what we are trying to figure out, the next meeting of the rabanim Sunday after Sukkes

Offline Yosel

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Re: Areivim USA - Coronavirus
« Reply #1035 on: June 20, 2023, 12:40:54 PM »
I wouldn't ask them for their bank balances, i don't care if they have money sitting in their accounts so long as they do payouts when needed.
Again, I've done a lot of research on them and got to know a few people that got payouts (and yes you can PM for names) and i also know the person in charge of the org and he's a very honest respectful person in Boro Park, only once did i hear a name (Here on DDF) that didn't get a payout and when i asked them they confirmed that they didn't payout that family because they lied on their application, and they didn't do a collection by that case.
""i don't care if they have money sitting in their accounts""

Shouldn't the account always be -0- ? (figuratively speaking) money is collected, then right away distributed................ and you don't care???

And I also know Rabbi Fishman............. enough said

Offline Moshe123

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Re: Areivim USA - Coronavirus
« Reply #1036 on: September 05, 2023, 06:30:04 AM »
https://twitter.com/arivlin1/status/1698973803240436104

Arevim can lose money, just like life insurance, but one is after collection for payout....

Offline yfr bachur

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Re: Areivim USA - Coronavirus
« Reply #1037 on: September 05, 2023, 08:22:08 AM »
https://twitter.com/arivlin1/status/1698973803240436104

Arevim can lose money, just like life insurance, but one is after collection for payout....

can you post a screenshot for the benefit of those who have filters?

bec direct links desplay like this

ª×–כורת חשובה לקראת ימי ההתרמה     ×©×œ×¤× י הימים ×”× ×•×¨××™×.