2BM - 1 approved, 1 under review

[TC610]

also IME in order to get the free report you have to provide a number that is given on your rejection letter. Although I never did try after an instant approval

If anyone is keeping track of other CRAs: For TransUnion I did not need a reference number (I just got mine after being denied by Chase).

[AJK]

Being relatively new to this game , I remember asking and being told that one might not see the other

And that's probably true. But whether or not they see each other's pulls has nothing to do with the fact that the pulls will happen.

Two banks = two pulls.

[PETERP]

And that's probably true. But whether or not they see each other's pulls has nothing to do with the fact that the pulls will happen.

Two banks = two pulls.

Therefore the chase biz that is pending will be seeing Amexs pull! I will keep my fingers crossed
For the approval, but I have read in other threads that people got reconsideration via a branch manager nada $10 K deposit.

Chase had a get $100 free for opening a savings account with 10k , and I did this right after I got my sapphire
Preferred in anticipation of more card requests.

Will call tmrw and see. If I get it? Which I feel quite certain I will, will trying for the 50k CO Card be pushing it ? That would be 4 chase cards in 2 1/2 months from zero prior lifetime chase cards.
Thanks

[Shmelly]

Follow up rejection letter in recon thread: http://forums.dansdeals.com/index.php?topic=8398.msg145287#msg145287

[PETERP]

Therefore the chase biz that is pending will be seeing Amexs pull! I will keep my fingers crossed
For the approval, but I have read in other threads that people got reconsideration via a branch manager nada $10 K deposit.

Chase had a get $100 free for opening a savings account with 10k , and I did this right after I got my sapphire
Preferred in anticipation of more card requests.

Will call tmrw and see. If I get it? Which I feel quite certain I will, will trying for the 50k CO Card be pushing it ? That would be 4 chase cards in 2 1/2 months from zero prior lifetime chase cards.
Thanks

Called yesterday and got it approved by rep over the phone. CL of 10K .  Go for the CO card now? Told hem wanted to separate biz from personal bills.

Now tell them I intend To fly CO A lot ?

BIZ card has 50K spend . Rumor that after 28 th terms will change After FIRST spend. Anyone know any more.

If so Chase is big on matching so mayBe avoid 5 K spend , and move on to CO card. Think I will get it

[RANDOMONE]

hey guys just did a 3BM for my wifes chase cards. I got 3 pending apps...what do you recomend my next step shud be..also she doesnt have any previous chase cards nor a long credit history.

[PETERP]

I hope you realize your "2BM" will result in two pulls.

Hi AJK,

As usually happens, you are correct. Just got my credit report. 6 pulls from experian  2 from Equifax in the last 4 1/2 months.

Think I can get 2 more cards soon? I Amex one chase. Last Chase ink biz bold too over the phone approval with an apologetic 10 K CL.

ALSO not one transunion pull in NYC . Does this point me to a credit card to get ?

[AJK]

Hi AJK,

As usually happens, you are correct. Just got my credit report. 6 pulls from experian  2 from Equifax in the last 4 1/2 months.

Think I can get 2 more cards soon? I Amex one chase. Last Chase ink biz bold too over the phone approval with an apologetic 10 K CL.

ALSO not one transunion pull in NYC . Does this point me to a credit card to get ?

Depending on how many of those pulls were Chase, you may consider freezing the E's and force a TU pull.

[PETERP]

Depending on how many of those pulls were Chase, you may consider freezing the E's and force a TU pull.

Do you think it looks unusual when you freeze  the EES AFTER JUST getting 6 cards. 3 amex three chases via experisn pulls . Or when frozen they have no personal references to what  I got from them within last 4 months?

I have heard Amex will not approve without experian ,. Any truth to that!

Only equafax I got was citi .no trains union for 2 years.

[AJK]

Do you think it looks unusual when you freeze  the EES AFTER JUST getting 6 cards. 3 amex three chases via experisn pulls . Or when frozen they have no personal references to what  I got from them within last 4 months?

I have heard Amex will not approve without experian ,. Any truth to that!

Only equafax I got was citi .no trains union for 2 years.

Why would it look unusual?

Also, Chase of course knows what you got from them in the last six months. They don't need access to your credit report for that info.

Can't speak to AMEX and Exp, sorry.

[AsherO]

Do you think it looks unusual when you freeze  the EES AFTER JUST getting 6 cards. 3 amex three chases via experisn pulls . Or when frozen they have no personal references to what  I got from them within last 4 months?

I have heard Amex will not approve without experian ,. Any truth to that!

Only equafax I got was citi .no trains union for 2 years.

Why would it look unusual?

Also, Chase of course knows what you got from them in the last six months. They don't need access to your credit report for that info.

Can't speak to AMEX and Exp, sorry.

Amex and Citi won't pull from a different bureau, you'll have to unblock the one they pull from, Chase will pull whatever is available.

The banks all do the same thing, they pull your credit and review it as is, they also consider your accounts with them (how many, how much credit, payment history etc.), if their policy is to allow any bureau (e.g. Chase), they don't care which one it is and they don't get suspicious at all IME. I just tell them I keep my reports blocked for safety and I unblocked a specific one for them to pull, so they pull that one.

[PETERP]

So I should block my EES for my next Chase apps .

That will force them to look at TU. since I already have 3 cards with them , plus
Checking and savings, if any worthwhile cards come out next month,
I should be good to go.