Author Topic: Master List of limited time opportunities created by the COVID-19 crisis (Read 25892 times)

ExGingi · « **on:** March 22, 2020, 02:42:43 PM »

I've already posted about NYS opening a special open enrollment period to sign up for Health Insurance in the individual marketplace.

Also eligibility for Medicaid, Essential Plan and Child Health Plus now use updated Federal Poverty Levels.

Some life insurance companies are underwriting up to certain amounts and ages WITHOUT A PHYSICAL EXAM. That doesn't mean that someone who has health issues gets better treatment, as they will use other background checks, but for those that fear or just dislike an exam this is a great opportunity.

I am able to help people with health and life insurance opportunities created.

Please post other opportunities you are aware of.

YitzyS · « **Reply #1 on:** March 22, 2020, 02:57:13 PM »

Quote from: cgr on March 22, 2020, 01:39:20 PM

I created a site for all financial assistance available during this difficult time. This is for both individuals and businesses (geared primarily to NYC/NYS, but has other stuff as well)

Please share with as many people as possible, so we can help each other out during this crisis!

http://chaiplus1.com/

etech0 · « **Reply #2 on:** March 23, 2020, 12:56:20 PM »

Will not apply to everyone's current situation, but if you're looking to break a coffee addiction this might be a good time.

jj1000 · « **Reply #3 on:** March 23, 2020, 12:58:18 PM »

Quote from: ExGingi on March 22, 2020, 02:42:43 PM

Some life insurance companies are underwriting up to certain amounts and ages WITHOUT A PHYSICAL EXAM. That doesn't mean that someone who has health issues gets better treatment, as they will use other background checks, but for those that fear or just dislike an exam this is a great opportunity.

Always been true.

ltttc · « **Reply #4 on:** March 23, 2020, 01:01:00 PM »

plastic gloves with fingertip texting capabilities

ExGingi · « **Reply #5 on:** March 23, 2020, 05:33:48 PM »

Quote from: jj1000 on March 23, 2020, 12:58:18 PM

Always been true.

Not in all states. Not at current amounts. Not by all carriers.

ExGingi · « **Reply #6 on:** March 23, 2020, 05:34:25 PM »

Quote from: etech0 on March 23, 2020, 12:56:20 PM

Will not apply to everyone's current situation, but if you're looking to break a coffee addiction this might be a good time.

I might have broken my seltzer addiction.

moko · « **Reply #7 on:** March 23, 2020, 06:01:00 PM »

Quote from: ExGingi on March 23, 2020, 05:34:25 PM

I might have broken my seltzer addiction.

why now?

ExGingi · « **Reply #8 on:** March 23, 2020, 06:10:03 PM »

Quote from: moko on March 23, 2020, 06:01:00 PM

why now?

I have been forcing myself to drink powerade whenever I felt weak, and the rest of the time would only take tap water. I was thirsty last night and poured myself a cold cup of seltzer, and couldn't believe how much I didn't enjoy it.

AsherO · « **Reply #9 on:** March 23, 2020, 06:14:27 PM »

Quote from: ExGingi on March 23, 2020, 06:10:03 PM

I have been forcing myself to drink powerade whenever I felt weak, and the rest of the time would only take tap water. I was thirsty last night and poured myself a cold cup of seltzer, and couldn't believe how much I didn't enjoy it.

After you got used to Powerade, no chance you’d enjoy seltzer the same.

ExGingi · « **Reply #10 on:** March 23, 2020, 06:20:42 PM »

Quote from: AsherO on March 23, 2020, 06:14:27 PM

After you got used to Powerade, no chance you’d enjoy seltzer the same.

I really can't get how anyone that doesn't have to drink powerade for health reasons would want to drink that.

NYC tap water is perfect for me now.

aygart · « **Reply #11 on:** March 23, 2020, 06:29:56 PM »

Quote from: ExGingi on March 23, 2020, 06:10:03 PM

how much I didn't enjoy it.

Wow you must really not be feeling well.

good sam · « **Reply #12 on:** March 23, 2020, 06:33:31 PM »

Quote from: ltttc on March 23, 2020, 01:01:00 PM

plastic gloves with fingertip texting capabilities

Quote from: jj1000 on March 23, 2020, 12:58:18 PM

Always been true.

AsherO · « **Reply #13 on:** March 23, 2020, 06:35:26 PM »

Quote from: ltttc on March 23, 2020, 01:01:00 PM

plastic gloves with fingertip texting capabilities

The vinyl ones I used worked just fine.

hvaces42 · « **Reply #14 on:** March 23, 2020, 07:22:53 PM »

Quote from: etech0 on March 23, 2020, 12:56:20 PM

Will not apply to everyone's current situation, but if you're looking to break a coffee addiction this might be a good time.

Smoking or vaping more than anything else as the mortality rate of COVID-19 for smokers and vapers is higher across the board.

SwellCindy · « **Reply #15 on:** March 23, 2020, 09:26:21 PM »

Quote from: hvaces42 on March 23, 2020, 07:22:53 PM

Smoking or vaping more than anything else as the mortality rate of COVID-19 for smokers and vapers is higher across the board.

+1,000

ExGingi · « **Reply #16 on:** March 24, 2020, 06:24:51 PM »

Quote from: ExGingi on March 23, 2020, 05:33:48 PM

Not in all states. Not at current amounts. Not by all carriers.

Just got word of another major mutual life insurer allowing no exam term up age 50 and up to $1MM and no exam whole life to age 70 and $3MM!

This is definitely unprecedented.

zale · « **Reply #17 on:** March 24, 2020, 06:58:02 PM »

Quote from: ExGingi on March 24, 2020, 06:24:51 PM

Just got word of another major mutual life insurer allowing no exam term up age 50 and up to $1MM and no exam whole life to age 70 and $3MM!

This is definitely unprecedented.

What does no exam mean? Do you have to disclose any underlying medical conditions?

shwarmabob · « **Reply #18 on:** March 24, 2020, 07:02:18 PM »

Quote from: etech0 on March 23, 2020, 12:56:20 PM

Will not apply to everyone's current situation, but if you're looking to break a coffee addiction this might be a good time.

why?

etech0 · « **Reply #19 on:** March 24, 2020, 07:05:31 PM »

Quote from: shwarmabob on March 24, 2020, 07:02:18 PM

why?

Some people are home more than usual, don't need to drive to work early in the morning, etc etc. Won't apply to everyone obviously.