Can you buy apply for any of those online or do you have to speak to someone?
how much should a 1m policy cost a healthy 24 year old unmarried male (non smoker) also what term should I get.
You need to speak to an agent, though once the agent starts the process you can complete most of it online yourself.
What's the purpose of an unmarried person purchasing term life insurance?
If you need an agent to help you with your options, I know one very well. 😉