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Thank you @cgr for all your efforts on behalf of everyone here.
If anyone would like to show her appreciation, click here:https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=ZJYQXNG59C4NU&currency_code=USD&amount=18&source=url
For the record, she has no idea that I am posting this.


!WHEN ASKING A QUESTION POST YOUR LOCATION OR OTHERS WILL BE UNABLE TO ASSIST!

You are eligible for the $600 weekly FPUC payment if you are on any sort of unemployment, including PUA and partial unemployment. This is available for claims dated 3/28/20-7/31/20. The federal supplement does not affect eligibility for Medicaid and CHIP. It does affect SNAP and TANF.

If you filed for UI more than a week after your layoff date, you are eligible for backpay.

The obligatory waiting week has been waived, so your claim will process with a date a week earlier than what you apply for, to account for the waiting week waiver.

NY
There is a streamlined application process so that all applicants complete the same form, regardless of which program they'll eventually be eligible for.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
If you are assigned the minimum rate of $182 when it should be higher based on your income, complete this form, fax it in, then send it again via the message center (Subject1: "Benefit Rate and Monetary Determination" Subject2: "Some of my wages are missing or incorrect") so that they definitely got it. Your rate should be adjusted in less than a week. You are also entitled to get your updated rate on all prior weeks.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if you're working 3 days or less, and earning $504/weekly or less. The DOL deducts 25% of your base rate for every day that you work. (You receive 100% of your rate if you don't work at all, 75% if you work 1 day, 50% if you work 2 days, and 25% if you work 3 days).
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
The NY DOL is using Docusign to allow claimants to file backpay. You should receive an email from the DOL with instructions. The email subject is "Action Required - NYS DOL Certification for Back Week Payments". This might end up in your spam folder, so be sure to check that as well.
If you don't receive this email or you don't want to wait, call the NY DOL and speak to an agent to certify for backpay over the phone.
It takes a little less than a week from when you complete backdated certifications until your claims are processed and funds are released.
$0 Benefit Determination:
Email @cgr for instructions on a fix for this issue

NJ
Apply here.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
At this point it looks like claimants are still being given $231- the minimum PUA rate- regardless of prior income.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if your hours have been reduced by 20% or more. You'll be allowed to earn an additional 20% above your rate determination. Your earnings will then be deducted from your rate, and you'll receive the balance as your UI payment.
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
You can request backpay if you are lucky enough to get through to an agent.

Here is a guide for NJ residents from the LRRC.

You can email @cgr at chaiplus1@gmail.com for help with any unemployment questions.

« Last edited by cgr on July 27, 2020, 09:20:28 PM »

Author Topic: Unemployment Help  (Read 105740 times)

Offline cgr

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Re: Unemployment Help
« Reply #1365 on: May 26, 2020, 02:19:40 PM »
In NY its not exactly the same...
When calculating eligibility its the same, but when calculating the income for the benefit amount there is a 20% deduction for earned income but not for unearnd income.
You're right...thanks!
NYS: https://www.ny.gov/services/apply-snap
NYC: https://www1.nyc.gov/assets/hra/downloads/pdf/services/snap/snap_income_guidelines.pdf

Offline yosefsv

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Re: Unemployment Help
« Reply #1366 on: May 26, 2020, 02:20:13 PM »
(It's the same way by Earned Income Credit. Someone can earn $50,000 and be eligible for EIC but if he earns ~$3500 in unearned income he is completely disqualified even if he earns nothing else!)
-1
Unearned income of $3600 does not completely disqualify the EIC. The $3500 limit is for 'investment income' (not 'unearned income').
« Last Edit: May 26, 2020, 02:25:58 PM by yosefsv »
If it benefits even just one fellow DDFer, its worth posting it.

Offline cgr

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Re: Unemployment Help
« Reply #1367 on: May 26, 2020, 02:21:38 PM »
It's the same way by Earned Income Credit. Someone can earn $50,000 and be eligible for EIC but if he earns ~$3500 in unearned income he is completely disqualified even if he earns nothing else!

Not exactly. Remember UI is in lieu of wages. Receiving less on UI than your usual wages will make you more eligible, and recieving more on UI vs wages will make you less eligible.


Here's what I mean when I say that UI is not Earned Income so you might be better off:

You earned 60k in wages last year- you have 60k in earned income. Your AGI is 20k. You're not eligible for EITC.
You earned 20k in wages and 40k in UI this year- you have 20k in earned income (even though your total income is 60k). Your AGI is 20k. You're eligible for EITC.

Offline pointer

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Re: Unemployment Help
« Reply #1368 on: May 26, 2020, 02:44:17 PM »
Just confirmed in NJ all income is the same- no distinction between earned and unearned.
-1
Parental support and scholarship lessens you monthly payment (way) more than the same amount of earned income would.

Offline thebudgetdeals

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Re: Unemployment Help
« Reply #1369 on: May 26, 2020, 02:44:48 PM »

Offline cgr

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Re: Unemployment Help
« Reply #1370 on: May 26, 2020, 02:50:23 PM »
-1
Parental support and scholarship lessens you monthly payment (way) more than the same amount of earned income would.

Source? I checked the calculator and they ask for all payments as a lump sum

Offline pointer

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Re: Unemployment Help
« Reply #1371 on: May 26, 2020, 02:52:08 PM »
Source? I checked the calculator and they ask for all payments as a lump sum
That's what i was told by LRRC.


Offline ae123

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Re: Unemployment Help
« Reply #1372 on: May 26, 2020, 03:10:54 PM »
Parental support and scholarship lessens you monthly payment (way) more than the same amount of earned income would.
That's what the foodstamp office is telling people in Lakewood - that unearned income is calculated differently and people are getting disqualified because of unemployment benefits.

Offline cgr

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Re: Unemployment Help
« Reply #1373 on: May 26, 2020, 03:12:46 PM »
That's what the foodstamp office is telling people in Lakewood - that unearned income is calculated differently and people are getting disqualified because of unemployment benefits.

Interesting but I'm sure they know better than me. Would love to see the official documentation on how they calculate though...

Offline thebudgetdeals

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Re: Unemployment Help
« Reply #1374 on: May 26, 2020, 03:20:30 PM »
an earnings deduction equal to 20 percent of earnings (this accounts for work-related expenses and payroll taxes, while also acting as a work incentive);
https://www.cbpp.org/research/food-assistance/a-quick-guide-to-snap-eligibility-and-benefits



MAYBE UNEARNED INCOME DON'T RECEIVE THIS DEDUCTION AS THERE IS NO PAYROLL TAX

Offline yosefsv

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Re: Unemployment Help
« Reply #1375 on: May 26, 2020, 03:44:37 PM »
an earnings deduction equal to 20 percent of earnings (this accounts for work-related expenses and payroll taxes, while also acting as a work incentive);

UNEARNED INCOME DON'T RECEIVE THIS DEDUCTION AS THERE IS NO PAYROLL TAX
FTFY
If it benefits even just one fellow DDFer, its worth posting it.

Offline maxie m

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Re: Unemployment Help
« Reply #1376 on: May 26, 2020, 03:52:05 PM »
Anyone receive a notice in the mail that they worked in a school system and possibly won't receive a payment for the summer months ,along with a questionnaire to fill out?
How are you going about it?
Technically we were laid off without a return date and so should not be considered vacation leave
Dumb people learn from their own mistakes,smart people,from the mistakes of others

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Re: Unemployment Help
« Reply #1377 on: May 26, 2020, 03:52:43 PM »
For a 1099 worker in NJ who is now receiving unemployment benefits, what percent should they be taking out and putting aside for taxes (assuming nothing is being withheld)? 10%?

Offline yosefsv

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Re: Unemployment Help
« Reply #1378 on: May 26, 2020, 03:59:27 PM »
For a 1099 worker in NJ who is now receiving unemployment benefits, what percent should they be taking out and putting aside for taxes (assuming nothing is being withheld)? 10%?
It depends on what is total income for 2020 will be.
If it benefits even just one fellow DDFer, its worth posting it.

Offline Geshmak25

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Re: Unemployment Help
« Reply #1379 on: May 26, 2020, 04:04:49 PM »
Anything for me to do?
I guess that's a "no" for now
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