Topic Wiki

Thank you @cgr for all your efforts on behalf of everyone here.
If anyone would like to show her appreciation, click here: https://bit.ly/3fS4yDE
For the record, she has no idea that I am posting this.


!WHEN ASKING A QUESTION POST YOUR LOCATION OR OTHERS WILL BE UNABLE TO ASSIST!

You are eligible for the $600 weekly FPUC payment if you are on any sort of unemployment, including PUA and partial unemployment. This is available for claims dated 3/28/20-7/31/20. The federal supplement does not affect eligibility for Medicaid and CHIP. It does affect SNAP and TANF.

If you filed for UI more than a week after your layoff date, you are eligible for backpay.

The obligatory waiting week has been waived, so your claim will process with a date a week earlier than what you apply for, to account for the waiting week waiver.

NY
There is a streamlined application process so that all applicants complete the same form, regardless of which program they'll eventually be eligible for.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
If you are assigned the minimum rate of $182 when it should be higher based on your income, complete this form, fax it in, then send it again via the message center (Subject1: "Benefit Rate and Monetary Determination" Subject2: "Some of my wages are missing or incorrect") so that they definitely got it. Your rate should be adjusted in less than a week. You are also entitled to get your updated rate on all prior weeks.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if you're working 3 days or less, and earning $504/weekly or less. The DOL deducts 25% of your base rate for every day that you work. (You receive 100% of your rate if you don't work at all, 75% if you work 1 day, 50% if you work 2 days, and 25% if you work 3 days).
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
The NY DOL is using Docusign to allow claimants to file backpay. You should receive an email from the DOL with instructions. The email subject is "Action Required - NYS DOL Certification for Back Week Payments". This might end up in your spam folder, so be sure to check that as well.
If you don't receive this email or you don't want to wait, call the NY DOL and speak to an agent to certify for backpay over the phone.
It takes a little less than a week from when you complete backdated certifications until your claims are processed and funds are released.
$0 Benefit Determination:
Email @cgr for instructions on a fix for this issue

You can email @cgr at chaiplus1@gmail.com for help with any unemployment questions.


NJ
Apply here.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
At this point it looks like claimants are still being given $231- the minimum PUA rate- regardless of prior income.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if your hours have been reduced by 20% or more. You'll be allowed to earn an additional 20% above your rate determination. Your earnings will then be deducted from your rate, and you'll receive the balance as your UI payment.
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
You can request backpay if you are lucky enough to get through to an agent.

Here is a guide for NJ residents from the LRRC.
« Last edited by cgr on November 27, 2020, 09:48:37 AM »

Author Topic: Unemployment Help  (Read 481739 times)

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3560 on: December 24, 2020, 01:30:36 PM »
Anyone know how long the docusigns take to come?

I've seen it arrive in less than 48 hours.
If a week passes, you're likely back to square one...

Offline etech0

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 12921
  • Total likes: 3381
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: Unemployment Help
« Reply #3561 on: December 24, 2020, 01:32:33 PM »
I've seen it arrive in less than 48 hours.
If a week passes, you're likely back to square one...
Thanks!
Workflowy. You won't know what you're missing until you try it.

Offline drosenberg88429

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2020
  • Posts: 591
  • Total likes: 1144
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Unemployment Help
« Reply #3562 on: December 24, 2020, 03:50:24 PM »
Any way to get backpay from April time without calling (NYS)? I got DocuSign for ten weeks, and need the rest. Can I copy and paste the language of the DocuSign into a message (and adjust the dates to reflect the missing weeks), or they won't add pay from messages? Thanks!

Offline Deal Guy

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2009
  • Posts: 4966
  • Total likes: 131
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Unemployment Help
« Reply #3563 on: December 24, 2020, 03:55:36 PM »
NJ.

If they sent you email to send tax documents to bump up self employed payment from $231, and the link expired,
How do u have them resend the email?

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3564 on: December 24, 2020, 03:55:44 PM »
Any way to get backpay from April time without calling (NYS)? I got DocuSign for ten weeks, and need the rest. Can I copy and paste the language of the DocuSign into a message (and adjust the dates to reflect the missing weeks), or they won't add pay from messages? Thanks!

You can try messaging, but it doesn't have a very high success rate. You can also try requesting a Docusign outright.
Here's a post on how to request backpay via message: https://homeunemployed.com/guide-how-to-get-missing-unemployment-payments/

Offline drosenberg88429

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2020
  • Posts: 591
  • Total likes: 1144
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Unemployment Help
« Reply #3565 on: December 24, 2020, 04:02:27 PM »
You can try messaging, but it doesn't have a very high success rate. You can also try requesting a Docusign outright.
Here's a post on how to request backpay via message: https://homeunemployed.com/guide-how-to-get-missing-unemployment-payments/

Thanks. Request DocuSign outright via messaging?

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3566 on: December 24, 2020, 04:06:40 PM »
Thanks. Request DocuSign outright via messaging?

Yes- say that you got one, it didn't cover all weeks, and can you please get a Docusign to cover the rest.

Offline sams

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2014
  • Posts: 1143
  • Total likes: 38
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Unemployment Help
« Reply #3567 on: December 24, 2020, 04:08:05 PM »
Nj:Whay does someone’s claim is under Fraud review mean ? Is that some thing out of the usual?

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3568 on: December 25, 2020, 10:05:16 AM »
Heads up for those waiting for a Docusign- they sometimes end up in Spam so be sure to check that as well.

Offline iluv2travel

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2019
  • Posts: 1148
  • Total likes: 290
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Unemployment Help
« Reply #3569 on: December 25, 2020, 12:40:51 PM »
I was lucky to get through the NYS Unemployment yesterday and they told me they will call me back after 3 pm. They of course didn't and obviously won't be calling today. Should I still expect a call next week or assume they won't be calling and I should instead call them again?

Offline ShimshonK

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2018
  • Posts: 551
  • Total likes: 149
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Unemployment Help
« Reply #3570 on: December 25, 2020, 12:44:38 PM »
I assume unemployment income is taxed completely on a cash basis (that's what they'll show on the 1099-G)?

Many people are owed many thousands of dollars in backpay or inaccurate amounts in 2020 that won't come through in 2020.

It could mess around with people's tax brackets and calculations, and I'd think it can kick many people off of programs in 2021 when it gets paid out.

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3571 on: December 25, 2020, 12:50:38 PM »
I assume unemployment income is taxed completely on a cash basis (that's what they'll show on the 1099-G)?

Many people are owed many thousands of dollars in backpay or inaccurate amounts in 2020 that won't come through in 2020.

It could mess around with people's tax brackets and calculations, and I'd think it can kick many people off of programs in 2021 when it gets paid out.

Re taxes specifically you're correct, but most programs don't count unemployment backpay as income. It's considered a one-time cash infusion that doesn't affect eligibility (SNAP, Medicaid, etc).

Offline ShimshonK

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2018
  • Posts: 551
  • Total likes: 149
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Unemployment Help
« Reply #3572 on: December 25, 2020, 01:38:53 PM »
Re taxes specifically you're correct, but most programs don't count unemployment backpay as income. It's considered a one-time cash infusion that doesn't affect eligibility (SNAP, Medicaid, etc).
Interesting. The people stuck at $231 a week and waiting on (tens of) thousands of dollars - if/when that comes through it would affect program eligibility?

Offline ShimshonK

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2018
  • Posts: 551
  • Total likes: 149
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Unemployment Help
« Reply #3573 on: December 25, 2020, 01:45:14 PM »
Re taxes specifically you're correct, but most programs don't count unemployment backpay as income. It's considered a one-time cash infusion that doesn't affect eligibility (SNAP, Medicaid, etc).
Also, I realized it doesn't really make sense.
For people on programs, they can actually benefit by waiting and then claiming backpay, rather than claiming appropriately.

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4402
  • Total likes: 1357
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Unemployment Help
« Reply #3574 on: December 25, 2020, 02:47:41 PM »
Also, I realized it doesn't really make sense.
For people on programs, they can actually benefit by waiting and then claiming backpay, rather than claiming appropriately.

Yep.
To give you an example of how not sensible this is: NY Rent Relief program offers rent relief based on how much the rent to income ratio increased based on income decrease for Apr-Jul. They clearly state that backpay received outside of Apr-Jul doesn't count, even if it covers those months.
So: by filing on time you get either $0 or a few dollars in rent relief.
By filing late and having 0 income in those months (assets don't count), you can get 100% of your rent covered for 4 months.

Offline est

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jun 2008
  • Posts: 456
  • Total likes: 20
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Unemployment Help
« Reply #3575 on: December 26, 2020, 10:27:51 PM »
Has anyone in nj that is self employed been able to get their payback yet for all the months of minimum payments being raised to correct pay amounts? If yes how?

Offline flatbush guy

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jun 2012
  • Posts: 196
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: brooklyn
Re: Unemployment Help
« Reply #3576 on: December 27, 2020, 12:50:25 AM »
IF the new relief package  which includes pandemic aid does not get signed by  Trump, what are the ramifications for those on pandemic unemployment?
CGR , could you elaborate, if it's no too time consuming ?
Thanks in advance

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Unemployment Help
« Reply #3577 on: December 27, 2020, 01:34:52 AM »
Re taxes specifically you're correct, but most programs don't count unemployment backpay as income. It's considered a one-time cash infusion that doesn't affect eligibility (SNAP, Medicaid, etc).
are u saying that those who certified on time every week will have to pay taxes on the benefits, and those who waited until it piled up for a while and then certified will not?

Offline gozalim

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2008
  • Posts: 4308
  • Total likes: 821
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Unemployment Help
« Reply #3578 on: December 27, 2020, 01:52:45 AM »
are u saying that those who certified on time every week will have to pay taxes on the benefits, and those who waited until it piled up for a while and then certified will not?
everyone gets taxed on ui benefits.

The discussion was about counting ui as income for purposes of benefits programs

Offline ShimshonK

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2018
  • Posts: 551
  • Total likes: 149
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Unemployment Help
« Reply #3579 on: December 27, 2020, 04:01:14 AM »
Business Insider: Trump just cost jobless workers one week of $300 unemployment benefits - Business Insider.
https://www.businessinsider.com/trump-just-cost-jobless-workers-one-week-of-unemployment-benefits-2020-12

This article states that even if the bill does get signed soon, the expected first week of $300 federal benefits will not work retroactively.
Anyone know if the same would apply for PUA benefits, which expired this week as well?