Topic Wiki

Thank you @cgr for all your efforts on behalf of everyone here.
If anyone would like to show her appreciation, click here: https://bit.ly/3fS4yDE
For the record, she has no idea that I am posting this.


!WHEN ASKING A QUESTION POST YOUR LOCATION OR OTHERS WILL BE UNABLE TO ASSIST!

You are eligible for the $600 weekly FPUC payment if you are on any sort of unemployment, including PUA and partial unemployment. This is available for claims dated 3/28/20-7/31/20. The federal supplement does not affect eligibility for Medicaid and CHIP. It does affect SNAP and TANF.

If you filed for UI more than a week after your layoff date, you are eligible for backpay.

The obligatory waiting week has been waived, so your claim will process with a date a week earlier than what you apply for, to account for the waiting week waiver.

NY
There is a streamlined application process so that all applicants complete the same form, regardless of which program they'll eventually be eligible for.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
If you are assigned the minimum rate of $182 when it should be higher based on your income, complete this form, fax it in, then send it again via the message center (Subject1: "Benefit Rate and Monetary Determination" Subject2: "Some of my wages are missing or incorrect") so that they definitely got it. Your rate should be adjusted in less than a week. You are also entitled to get your updated rate on all prior weeks.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if you're working 3 days or less, and earning $504/weekly or less. The DOL deducts 25% of your base rate for every day that you work. (You receive 100% of your rate if you don't work at all, 75% if you work 1 day, 50% if you work 2 days, and 25% if you work 3 days).
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
The NY DOL is using Docusign to allow claimants to file backpay. You should receive an email from the DOL with instructions. The email subject is "Action Required - NYS DOL Certification for Back Week Payments". This might end up in your spam folder, so be sure to check that as well.
If you don't receive this email or you don't want to wait, call the NY DOL and speak to an agent to certify for backpay over the phone.
It takes a little less than a week from when you complete backdated certifications until your claims are processed and funds are released.
$0 Benefit Determination:
Email @cgr for instructions on a fix for this issue

You can email @cgr at chaiplus1@gmail.com for help with any unemployment questions.


NJ
Apply here.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
At this point it looks like claimants are still being given $231- the minimum PUA rate- regardless of prior income.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if your hours have been reduced by 20% or more. You'll be allowed to earn an additional 20% above your rate determination. Your earnings will then be deducted from your rate, and you'll receive the balance as your UI payment.
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
You can request backpay if you are lucky enough to get through to an agent.

Here is a guide for NJ residents from the LRRC.
« Last edited by cgr on November 27, 2020, 09:48:37 AM »

Author Topic: Unemployment Help  (Read 478758 times)

Offline cgr

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Re: Unemployment Help
« Reply #1300 on: May 24, 2020, 05:38:10 PM »
Better for employers who won’t have to pay UI. It means many W2 people on UI will end up costing the federal government $$ (not just FPUC but also PUA)

Many states won't be charging employers for coronavirus related UI. NY and NJ have both been silent on the subject, but at least they haven't said they definitely will charge employers.

Offline flyingace

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Re: Unemployment Help
« Reply #1301 on: May 24, 2020, 10:55:08 PM »
If I'm on a monthly salary and going for partial unemployment how do I certify? I can fill in hours but have no idea what the check at the end of the month will be. And do not have a weekly amount either.

Offline cgr

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Re: Unemployment Help
« Reply #1302 on: May 24, 2020, 11:14:14 PM »
If I'm on a monthly salary and going for partial unemployment how do I certify? I can fill in hours but have no idea what the check at the end of the month will be. And do not have a weekly amount either.

Location?

Offline flyingace

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Re: Unemployment Help
« Reply #1303 on: May 24, 2020, 11:20:55 PM »
NJ.

Offline cgr

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Re: Unemployment Help
« Reply #1304 on: May 24, 2020, 11:23:25 PM »
NJ.

You need to report gross wages in the week they're earned, not when they're paid. Compute a basic estimate each week based on the hours/days worked, and when you actually get paid pick up (or deduct) the rest if it doesn't add up.

Offline flyingace

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Re: Unemployment Help
« Reply #1305 on: May 24, 2020, 11:40:41 PM »
You need to report gross wages in the week they're earned, not when they're paid. Compute a basic estimate each week based on the hours/days worked, and when you actually get paid pick up (or deduct) the rest if it doesn't add up.
Thanks

Offline Abe100

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Re: Unemployment Help
« Reply #1306 on: May 25, 2020, 01:22:42 AM »
What's the best process for an S Corp Owner in NY to apply for PUA?

Owner is on regular payroll and receives a W-2. Can't work more then 2 days due to Kids at home situation.

I've seen reports of owners being sent a questionnaire with 30 questions to complete. Is that the way to go? or did the answer something wrong on the application?

Offline Coinguy

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Re: Unemployment Help
« Reply #1307 on: May 25, 2020, 09:05:51 AM »
I filed in NY on 3/15 and just got Some UI benefits last week. How do I claim back pay from 3/15?

TIA

Offline cgr

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Re: Unemployment Help
« Reply #1308 on: May 25, 2020, 10:21:03 AM »
What's the best process for an S Corp Owner in NY to apply for PUA?

Owner is on regular payroll and receives a W-2. Can't work more then 2 days due to Kids at home situation.

I've seen reports of owners being sent a questionnaire with 30 questions to complete. Is that the way to go? or did the answer something wrong on the application?

Does the owner pay UI taxes on his W2 wages? Should be regular UI (not PUA) and a simple application then.
https://unemployment.labor.ny.gov/

Offline cgr

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Re: Unemployment Help
« Reply #1309 on: May 25, 2020, 10:22:33 AM »
I filed in NY on 3/15 and just got Some UI benefits last week. How do I claim back pay from 3/15?

TIA

a) check your account under "online forms" to see if you can certify or b) wait for an email from the DOL

Offline cgr

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Re: Unemployment Help
« Reply #1310 on: May 25, 2020, 10:40:25 AM »
In order to preempt some panic: if your funds are usually in your account on Monday and it's not there today don't worry. Banks are closed due to Memorial Day and will process the transaction tomorrow.

Online TBD

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Re: Unemployment Help
« Reply #1311 on: May 25, 2020, 10:50:19 AM »
Does the owner pay UI taxes on his W2 wages? Should be regular UI (not PUA) and a simple application then.
https://unemployment.labor.ny.gov/
Usually owners/officers are not included in the UI policy even if they receive w-2 wages. Don't know if this has an effect on UI vs PUA

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Re: Unemployment Help
« Reply #1312 on: May 25, 2020, 11:09:46 AM »
a) check your account under "online forms" to see if you can certify or b) wait for an email from the DOL

Nothing there yet. Guess I’ll wait for an email. Thanks a ton for all your help here.

One more thing - I got $600+$182, someone else in my company got $600+$504. Is there any rhyme or reason to the amount?

Offline cgr

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Re: Unemployment Help
« Reply #1313 on: May 25, 2020, 11:26:31 AM »
Nothing there yet. Guess I’ll wait for an email. Thanks a ton for all your help here.

One more thing - I got $600+$182, someone else in my company got $600+$504. Is there any rhyme or reason to the amount?

$182 is the PUA minimum, $504 is the state maximum (for both PUA and standard UI).

You can calculate how much your rate should be here: https://labor.ny.gov/benefit-rate-calculator/

They started by putting a lot of applicants on the minimum rate and will readjust the rate as they review the applicants income in detail. If your rate should be higher than $182 and you'd like instructions on how to expedite the income review process, reach out to me at chaiplus1@gmail.com

Offline flyingace

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Re: Unemployment Help
« Reply #1314 on: May 25, 2020, 11:30:16 AM »
$182 is the PUA minimum, $504 is the state maximum (for both PUA and standard UI).

You can calculate how much your rate should be here: https://labor.ny.gov/benefit-rate-calculator/

They started by putting a lot of applicants on the minimum rate and will readjust the rate as they review the applicants income in detail. If your rate should be higher than $182 and you'd like instructions on how to expedite the income review process, reach out to me at chaiplus1@gmail.com
Is that true in NJ as well?

Offline YitzyS

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Re: Unemployment Help
« Reply #1315 on: May 25, 2020, 11:33:12 AM »
I'd like to put out the call once again for people to support the efforts of @cgr by donating to the link in the wiki. She answers questions all day and night. The LRRC gets donations and a lot of government funding. She has evolved into a one-woman organization, answering all the questions for free.

I'm certain that she could advertise "Get help with UI for $100/hour" and she would have steady business. She chooses to be a free resource to everyone here.

If you got help from her, give a few dollars. You can edit the link in the wiki (after you copy it to your address bar) to put in whatever amount you wish to give.

Offline davidd75

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Re: Unemployment Help
« Reply #1316 on: May 25, 2020, 11:44:35 AM »
In NJ as a self employed individual they were approved for PUA and received their first unemployment deposit along with the $600 supplement approx 5/14/20.  However when they applied for their retroactive weekly unemployment benefits for the weeks from approx 4/4/20 to 5/8/20, they received their regular deposits but not $600 weekly supplement.  Anybody know why?

Offline cgr

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Re: Unemployment Help
« Reply #1317 on: May 25, 2020, 11:46:28 AM »
Is that true in NJ as well?

NJ:
$231 is the PUA minimum, $713 is the state maximum (for both PUA and standard UI).

You can calculate how much your rate should be here: https://lwd.state.nj.us/uiapp/Start.html?_ga=2.261060106.663884287.1590353548-1228652749.1585247321

They also put applicants on minimum PUA and then readjust.

Offline cgr

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Re: Unemployment Help
« Reply #1318 on: May 25, 2020, 11:47:11 AM »
I'd like to put out the call once again for people to support the efforts of @cgr by donating to the link in the wiki. She answers questions all day and night. The LRRC gets donations and a lot of government funding. She has evolved into a one-woman organization, answering all the questions for free.

I'm certain that she could advertise "Get help with UI for $100/hour" and she would have steady business. She chooses to be a free resource to everyone here.

If you got help from her, give a few dollars. You can edit the link in the wiki (after you copy it to your address bar) to put in whatever amount you wish to give.

 :)

Offline Abe100

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Re: Unemployment Help
« Reply #1319 on: May 25, 2020, 12:10:15 PM »
Usually owners/officers are not included in the UI policy even if they receive w-2 wages. Don't know if this has an effect on UI vs PUA

In NY Corp Owners pay is subject to UI premiums. I don't think they can usually claim benefits, as they can't fire themselves involuntarily. I was always upset on paying premiums for something I can never collect