Topic Wiki

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If anyone would like to show her appreciation, click here: https://bit.ly/3fS4yDE
For the record, she has no idea that I am posting this.


!WHEN ASKING A QUESTION POST YOUR LOCATION OR OTHERS WILL BE UNABLE TO ASSIST!

You are eligible for the $600 weekly FPUC payment if you are on any sort of unemployment, including PUA and partial unemployment. This is available for claims dated 3/28/20-7/31/20. The federal supplement does not affect eligibility for Medicaid and CHIP. It does affect SNAP and TANF.

If you filed for UI more than a week after your layoff date, you are eligible for backpay.

The obligatory waiting week has been waived, so your claim will process with a date a week earlier than what you apply for, to account for the waiting week waiver.

NY
There is a streamlined application process so that all applicants complete the same form, regardless of which program they'll eventually be eligible for.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
If you are assigned the minimum rate of $182 when it should be higher based on your income, complete this form, fax it in, then send it again via the message center (Subject1: "Benefit Rate and Monetary Determination" Subject2: "Some of my wages are missing or incorrect") so that they definitely got it. Your rate should be adjusted in less than a week. You are also entitled to get your updated rate on all prior weeks.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if you're working 3 days or less, and earning $504/weekly or less. The DOL deducts 25% of your base rate for every day that you work. (You receive 100% of your rate if you don't work at all, 75% if you work 1 day, 50% if you work 2 days, and 25% if you work 3 days).
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
The NY DOL is using Docusign to allow claimants to file backpay. You should receive an email from the DOL with instructions. The email subject is "Action Required - NYS DOL Certification for Back Week Payments". This might end up in your spam folder, so be sure to check that as well.
If you don't receive this email or you don't want to wait, call the NY DOL and speak to an agent to certify for backpay over the phone.
It takes a little less than a week from when you complete backdated certifications until your claims are processed and funds are released.
$0 Benefit Determination:
Email @cgr for instructions on a fix for this issue

You can email @cgr at chaiplus1@gmail.com for help with any unemployment questions.


NJ
Apply here.
PUA:
Unemployment for the self-employed. Acceptable proof of income includes prior year tax returns, 1099, P&L, bank statements and more. You will most likely be approved for standard UI even if you're an independent contractor, if you had W2 employment within the last 18 months.
At this point it looks like claimants are still being given $231- the minimum PUA rate- regardless of prior income.
You are also eligible for PUA if you landed a job but where unable to start due to the pandemic. You need an employment offer that was then rescinded to prove this.
PUA is available for a total of 46 weeks from 02/02/20-12/31/20.
Partial UI:
You can apply for partial UI if your hours have been reduced by 20% or more. You'll be allowed to earn an additional 20% above your rate determination. Your earnings will then be deducted from your rate, and you'll receive the balance as your UI payment.
PEUC:
For those on regular unemployment- you will receive an additional 13 weeks of benefits after you've exhausted your initial 26 weeks. This benefit is available through 12/31/20.
Extended Benefits:
For those on regular unemployment- you will receive an additional 20 weeks of benefits after you've exhausted your initial 26 weeks and your PEUC weeks. This makes for a total of 59 weeks that you can possible receive unemployment benefits. This benefit is available as long as the state's unemployment rate is high.
Requesting Backpay:
You can request backpay if you are lucky enough to get through to an agent.

Here is a guide for NJ residents from the LRRC.
« Last edited by cgr on November 27, 2020, 09:48:37 AM »

Author Topic: Unemployment Help  (Read 470541 times)

Offline YitzyS

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Re: Unemployment Help
« Reply #3660 on: January 19, 2021, 10:47:25 AM »
What did you find when you looked into the address?
I didn't look into it.

Offline m65

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Re: Unemployment Help
« Reply #3661 on: January 19, 2021, 11:06:30 AM »
Looks like it didn't need the full process, because it's in effect!
https://dol.ny.gov/unemployment/partial-unemployment-eligibility

Some people will now be eligible for the first time for partial benefits, while others that were eligible will lose out entirely...
will this be retroactive?
meaning for someone who hasnt claimed since dec 27th, will it be for those weeks per hour or per day?

Offline cgr

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Re: Unemployment Help
« Reply #3662 on: January 19, 2021, 11:43:29 AM »
will this be retroactive?
meaning for someone who hasnt claimed since dec 27th, will it be for those weeks per hour or per day?
Effective January 18. Not retroactive.

Offline yomo

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Re: Unemployment Help
« Reply #3663 on: January 19, 2021, 01:56:00 PM »
Try calling Gov Murphy's office.
Do you have number?

Offline cgr

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Re: Unemployment Help
« Reply #3664 on: January 19, 2021, 02:14:17 PM »

Offline yomo

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Re: Unemployment Help
« Reply #3665 on: January 19, 2021, 05:22:45 PM »

Offline ShimshonK

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Re: Unemployment Help
« Reply #3666 on: January 19, 2021, 11:42:10 PM »

Offline Mordyk

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Re: Unemployment Help
« Reply #3667 on: January 20, 2021, 07:40:04 PM »
Based off the 1099 I received I guess all monies received is taxable income...
#TYH

Offline ShimshonK

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Re: Unemployment Help
« Reply #3668 on: January 20, 2021, 07:42:12 PM »
Based off the 1099 I received I guess all monies received is taxable income...
Did you expect otherwise?

Offline yomo

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Re: Unemployment Help
« Reply #3669 on: January 20, 2021, 08:22:42 PM »
Based off the 1099 I received I guess all monies received is taxable income...
Definitely is taxable. Is it true that PPP forgiven loan is not taxable?
If so, does it make more sense to go for PPP $ instead of unemployment $?

Offline cgr

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Re: Unemployment Help
« Reply #3670 on: January 20, 2021, 08:41:10 PM »
Definitely is taxable. Is it true that PPP forgiven loan is not taxable?
If so, does it make more sense to go for PPP $ instead of unemployment $?
Correct, PPP and EIDL are not taxable.

But regardless you shouldn't have to make a choice between the two- maybe you'll need to take a bit less PPP but they're not contradictory.

Offline Essen est zich

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Re: Unemployment Help
« Reply #3671 on: January 20, 2021, 10:19:05 PM »
If someone is a part time student but have no job, can they collect unemployment?

Thanks
Shloffen Shloft Zich

Offline oldguy

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Re: Unemployment Help
« Reply #3672 on: January 20, 2021, 10:47:30 PM »
Correct, PPP and EIDL are not taxable.

But regardless you shouldn't have to make a choice between the two- maybe you'll need to take a bit less PPP but they're not contradictory.
Why less PPP? Should be less UI, as the person is getting payroll...

Offline cgr

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Re: Unemployment Help
« Reply #3673 on: January 20, 2021, 10:54:31 PM »
Why less PPP? Should be less UI, as the person is getting payroll...

Depends what you want to sacrifice- take $800-$1000 less so that your PPP is $100 less weekly and you get $300+ for that from UI, or take more PPP and potentially sacrifice UI completely.

Offline oldguy

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Re: Unemployment Help
« Reply #3674 on: January 20, 2021, 11:10:38 PM »
Depends what you want to sacrifice- take $800-$1000 less so that your PPP is $100 less weekly and you get $300+ for that from UI, or take more PPP and potentially sacrifice UI completely.
Prob. depends on how high the loan is, how much the PPP is divided per countable week... a loan of $5k is not an issue, more than that might be.

Offline cgr

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Re: Unemployment Help
« Reply #3675 on: January 20, 2021, 11:12:43 PM »
Prob. depends on how high the loan is, how much the PPP is divided per countable week... a loan of $5k is not an issue, more than that might be.

Yep. I had the scenario in my head of how what I said before made sense, but apparently I didn't share with anyone else :) :)

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Re: Unemployment Help
« Reply #3676 on: January 20, 2021, 11:57:04 PM »
Prob. depends on how high the loan is, how much the PPP is divided per countable week... a loan of $5k is not an issue, more than that might be.
Careful thought should be put into each individual scenario. Up to a certain amount of PPP could be claimed each week without losing any of the unemployment. But you have a 24 week deadline to use the PPP funds.
PPP and UI/PUA interactions depend on the state.
In NY, earning under $504 is fine (assuming you're not working).
In NJ, you need to earn less than your PWBR, and if it's more than 20% of your WBR, every dollar you earn gets deducted from your UI/PUA payment.

Offline TBD

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Re: Unemployment Help
« Reply #3677 on: January 21, 2021, 08:53:35 AM »
Definitely is taxable. Is it true that PPP forgiven loan is not taxable?
If so, does it make more sense to go for PPP $ instead of unemployment $?
I think someone should start a petition that UI should be made non-taxable, atleast the additional money. It's simply not fare that businesses were excluded from having to pay taxes on PPP and the poor unemployed need to pay. Now with dems in power it shouldn't be a problem to push thru

Offline cgr

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Re: Unemployment Help
« Reply #3678 on: January 21, 2021, 09:15:45 AM »
I think someone should start a petition that UI should be made non-taxable, atleast the additional money. It's simply not fare that businesses were excluded from having to pay taxes on PPP and the poor unemployed need to pay. Now with dems in power it shouldn't be a problem to push thru

In states like NY the UI tax rate is expected to skyrocket because there have been no mitigation measures announced. Don't worry- businesses are not getting off scot-free (not that I'm for or against taxing UI supplemental payments- just saying).

Offline YitzyS

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Re: Unemployment Help
« Reply #3679 on: January 21, 2021, 09:16:29 AM »
I think someone should start a petition that UI should be made non-taxable, atleast the additional money. It's simply not fare that businesses were excluded from having to pay taxes on PPP and the poor unemployed need to pay. Now with dems in power it shouldn't be a problem to push thru
Sorry if I'm picking up in middle of a conversation, but is PPP untaxable? Naturally, the companies shouldn't pay, but if they use it for payroll, doesn't the employee pay? And in a case of sole props, wouldn't it be taxable because it is essentially like getting money and giving yourself a paycheck?