1) I'm about to cancel one of my oldest cards (SPG consumer Amex from 06), i have a bunch of amex business cards but no other regular cards. if i ask them to switch it to a no annual fee card, will my length of credit continue for amex? should i just bite the bullet and pay $95 (with maybe a lil retention bonus, plus random amex values/sbs) to keep it?
2) If i switch to a no fee amex card that wont go on my record for 5/24 for chase, right?