Agreed. So you think that there will end up being forgiveness even if it's 73-74%? Or do you think they won't be strict on 8/52? My accountant thinks the latter, even though they are writing the opposite. Who knows...
There is no such rule. The rule Whatever you spend on payroll is forgiven, If its 20% 50% or 70% or 100%. Just if you spend only 50% on payroll, the other part wont be forgive only up to 25% of payroll amount. Another rule is that self employed can only use 8/52 on payroll but again, whatever you spend on payroll, w-2 up to 100% SE up to 8/52 is forgiven, no matter what you do with other part