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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Ink(2x UR), Amex gold (2x MR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige or Premier (3x TU)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - Chase Freedom ONLY if your grandfathered to the OLD Freedom, otherwise makes no difference.
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by yandmk on January 04, 2018, 07:41:28 AM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 92442 times)

Offline bluesky

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Re: Which is the best card to use? *Master Thread*
« Reply #480 on: May 20, 2019, 05:15:34 PM »
I assume you mean the rental car company.
Chase Sapphire Preferred - 2X
Chase Sapphire Reserve - 3X
Citi ThankYou Premier - 3X
Citi Dividend during 2019 Q3 - 5%
CitiBusiness ThankYou during 2019 Q3 - 3X

Sapphire Preferred is 2x in points. Arrival+ is 2.2x in cash. If I don't sell points for cash, do more points rule or less, but actual cash statement deductions rule?

Offline bluesky

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Re: Which is the best card to use? *Master Thread*
« Reply #481 on: May 20, 2019, 09:39:03 PM »
Yes, car rental company.
Above post rephrased: Is it better to get more potential value with UR points using a SP or less, but actual cash with Arr+?

Offline bluesky

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Re: Which is the best card to use? *Master Thread*
« Reply #482 on: Yesterday at 01:14:16 PM »

Above post rephrased: Is it better to get more potential value with UR points using a SP or less, but actual cash with Arr+?
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