Author Topic: PSA: Chase Seems To Be Tightening Small Business Credit Card Applications  (Read 3588 times)

Offline El Capitan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2019
  • Posts: 314
  • Total likes: 35
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
Anyone got approved recently for any inks? Do I have a better chance in branch?
Always looking for a good MS method... PM suggestions 😊

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 57965
  • Total likes: 5589
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Anyone got approved recently for any inks? Do I have a better chance in branch?

Very small odds either way.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline El Capitan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2019
  • Posts: 314
  • Total likes: 35
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
Very small odds either way.
Any different when applying for a freedom or freedom unlimited?
Always looking for a good MS method... PM suggestions 😊

Offline El Capitan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2019
  • Posts: 314
  • Total likes: 35
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
All banks are getting much tougher on all cards approvals.
Or is this still the case?
Always looking for a good MS method... PM suggestions 😊

Offline Joel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2018
  • Posts: 2999
  • Total likes: 411
  • DansDeals.com Hat Tips 41
    • View Profile
  • Location: NYC
  • Programs: Hilton Diamond, Wyndham Diamond, Hyatt Explorist, Marriott Gold, IHG Platinum, National EE, Hertz PC
Any different when applying for a freedom or free unlimited?
I and a family member applied for chase personal cards and was easily approved.
Hyatt
Freedom unlimited

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 57965
  • Total likes: 5589
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Any different when applying for a freedom or freedom unlimited?

Yes. I'm talking about Chase business cards.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline justmeha

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2019
  • Posts: 960
  • Total likes: 90
  • DansDeals.com Hat Tips 7
    • View Profile
Yes. I'm talking about Chase business cards.
does it make a difference if it is a sole prop or a real ein?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 57965
  • Total likes: 5589
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
does it make a difference if it is a sole prop or a real ein?
No.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline yaakovely

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jun 2017
  • Posts: 318
  • Total likes: 32
  • DansDeals.com Hat Tips 1
    • View Profile
Anyone got approved recently for any inks? Do I have a better chance in branch?
Yes, both my wife and I. In branch you will only get 80k points after spending 5k though, but at least you have a higher chance of getting approved.

Offline El Capitan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2019
  • Posts: 314
  • Total likes: 35
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!
In branch you will only get 80k points after spending 5k though,
Ah thanks. That's in general a rule applying to in Branch applications? I prefer the 80k offer as I don't have to hit 15k spending.
Always looking for a good MS method... PM suggestions 😊

Offline TheDroid

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2017
  • Posts: 148
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: COVID FREE USA
Anyone got approved recently for any inks? Do I have a better chance in branch?

You have better chance if you have some money in CHASE accounts. How much I don't know. I would try 10k avg balance for a month.

Offline justmeha

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2019
  • Posts: 960
  • Total likes: 90
  • DansDeals.com Hat Tips 7
    • View Profile
Yes, both my wife and I. In branch you will only get 80k points after spending 5k though, but at least you have a higher chance of getting approved.
what do you need to apply in branch?

Offline Joel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2018
  • Posts: 2999
  • Total likes: 411
  • DansDeals.com Hat Tips 41
    • View Profile
  • Location: NYC
  • Programs: Hilton Diamond, Wyndham Diamond, Hyatt Explorist, Marriott Gold, IHG Platinum, National EE, Hertz PC
You have better chance if you have some money in CHASE accounts. How much I don't know. I would try 10k avg balance for a month.
-1 Says who? Did you get approved by having $$ in chase?

Offline El Capitan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2019
  • Posts: 314
  • Total likes: 35
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: US
  • Programs: Haha I wish!


Did you get approved by having $$ in chase?

I know I got rejected for not having enough in my account as I've been banking with Ally mainly
Always looking for a good MS method... PM suggestions 😊

Offline TheDroid

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2017
  • Posts: 148
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: COVID FREE USA
-1 Says who? Did you get approved by having $$ in chase?

You can take your -1 and keep it to yourself. I'm not going to tell you what you want to hear. I tell you what you should hear, to listen or not is up to you. I gain or lose nothing whether you get approved or not. If you are greedy for information and too lazy to fact check, it's on you. Says who? Says ME

The truth never dies. See below.


I know I got rejected for not having enough in my account as I've been banking with Ally mainly