PSA: Chase Seems To Be Tightening Small Business Credit Card Applications

[Dan]

Any different when applying for a freedom or freedom unlimited?

Yes. I'm talking about Chase business cards.

[justmeha]

Yes. I'm talking about Chase business cards.

does it make a difference if it is a sole prop or a real ein?

[Dan]

does it make a difference if it is a sole prop or a real ein?

No.

[yaakovely]

Anyone got approved recently for any inks? Do I have a better chance in branch?

Yes, both my wife and I. In branch you will only get 80k points after spending 5k though, but at least you have a higher chance of getting approved.

[El Capitan]

In branch you will only get 80k points after spending 5k though,

Ah thanks. That's in general a rule applying to in Branch applications? I prefer the 80k offer as I don't have to hit 15k spending.

[TheDroid]

Anyone got approved recently for any inks? Do I have a better chance in branch?

You have better chance if you have some money in CHASE accounts. How much I don't know. I would try 10k avg balance for a month.

[justmeha]

Yes, both my wife and I. In branch you will only get 80k points after spending 5k though, but at least you have a higher chance of getting approved.

what do you need to apply in branch?

[Joel]

You have better chance if you have some money in CHASE accounts. How much I don't know. I would try 10k avg balance for a month.

-1 Says who? Did you get approved by having $$ in chase?

[El Capitan]

Did you get approved by having $$ in chase?

I know I got rejected for not having enough in my account as I've been banking with Ally mainly

[TheDroid]

-1 Says who? Did you get approved by having $$ in chase?

You can take your -1 and keep it to yourself. I'm not going to tell you what you want to hear. I tell you what you should hear, to listen or not is up to you. I gain or lose nothing whether you get approved or not. If you are greedy for information and too lazy to fact check, it's on you. Says who? Says ME

The truth never dies. See below.

I know I got rejected for not having enough in my account as I've been banking with Ally mainly

[Joel]

You can take your -1 and keep it to yourself. I'm not going to tell you what you want to hear. I tell you what you should hear, to listen or not is up to you. I gain or lose nothing whether you get approved or not. If you are greedy for information and too lazy to fact check, it's on you. Says who? Says ME

The truth never dies. See below.

Please don't spread fake date points of real approvals when you don't have any!
I haven't seen online on any forum a approval in the past 8 weeks except 1 random in the past week.
so please stop spreading fake news that you need $$ in the bank to be approved it didn't help anyone AFAIK
what @El Capitan is saying isn't proven yet so who knows what he is saying is true bring me one person who this method helped.
maybe i shouldn't respond to your posts as i can clearly see your trolling..

[El Capitan]

AFAIK
what @El Capitan is saying isn't proven yet so who knows what he is saying is true bring me one person who this method helped.

Didn't say the opposite helped. Just saying I got rejected with that being one of the reasons.

[Joel]

Didn't say the opposite helped. Just saying I got rejected with that being one of the reasons.

Huh? is this a biz account? looks like a personal freedom

[El Capitan]

Huh? is this a biz account? looks like a personal freedom

It is a personal freedom. Sorry if I got confused but I thought we were talking about Chase in general and not specifically business

[Joel]

It is a personal freedom. Sorry if I got confused but I thought we were talking about Chase in general and not specifically business

Lets make something clear Chase is only declining on business cards not personal for now.

[Dan]

Yes. I'm talking about Chase business cards.

Said this to you before. Also, see thread title.

[CountValentine]

Have you tried lately? @Dan
The only reason I ask because you have what I consider a real business.

[Dan]

Have you tried lately? @Dan
The only reason I ask because you have what I consider a real business.

Nope, have way too many Chase business cards open right now.
Tried for Citi AA Biz and was rejected as my wife has one for the same business.

[TheDroid]

Please don't spread fake date points of real approvals when you don't have any!
I haven't seen online on any forum a approval in the past 8 weeks except 1 random in the past week.
so please stop spreading fake news that you need $$ in the bank to be approved it didn't help anyone AFAIK
what @El Capitan is saying isn't proven yet so who knows what he is saying is true bring me one person who this method helped.
maybe i shouldn't respond to your posts as i can clearly see your trolling..

You should start accepting ideas that contradict you. Don't be the center of everything, it leads to a recent protests about equality.
I never said you need money in the bank. Go read my comments again, without your biased mindset, word by word. (basic comprehensive reading skills required)
Please don't call out FAKE NEWS without facts. Unfortunately, you are the one spreading fake news and doesn't help anyone.

Let me help some more with your bias, just because you want to see approvals you are looking for reasons to get approved. Myself and @El Capitan is showing reasons you don't get approve, which is not the opposite of reasons to get approved. Did you even care to read the reasons why people got rejected in the past 8 weeks, if you do some research then you should see people got rejected for the same reason as @El Capitan for a business card.

Better yet, do you EVER see any bank giving you a reason for your approval.
Have you ever seen "Congratulations you FICO is above 700 and your loan history falls into the 90th percentile of our risk assessment based on your established credit history with us and your deposit and investment exceeds $5000 which is higher than our mean AUM for the business your size."

Like I said earlier If you are greedy for information and too lazy to fact check, it's on you. But please don't try to force your bias into others, especially if you don't even do fact checking at all.

Didn't say the opposite helped. Just saying I got rejected with that being one of the reasons.

Unfortunately, with bias some people will interpret as "you need $$ in the bank to be approved"

[El Capitan]

Damn. Who knew a couple of CC apps can start such a fight