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Additional discount:
Geico

No additional discount:
Progressive
Nationwide
« Last edited by US on April 24, 2020, 06:24:48 PM »

Author Topic: PSA car insurance companies may lower your rate if you call and ask b/c of Covid  (Read 1232 times)

Offline Redbull3

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If you normally drive to work but are using your car much less, you can call your car insurance company and ask for a discount. The logic is theres no reason your premium should be the same if your risk to get into an accident is so much lower. Simply calling and asking was a simple process for multiple friends of mine one with Geico and one with Amica. Both got extra discounts stacked onto existing discounts. If you have other DPs please share? Thanks.

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Offline yaakovely

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I got my Geico rates lowered on top of the 15 percent discount due to Covid-19

Offline Dan

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Called Progressive, nothing on top of the 20% they're giving everyone.
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Online JMHO

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I got my Geico rates lowered on top of the 15 percent discount due to Covid-19
Well, 15 minutes can save you 15% after all!

Offline Dan

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Wiki started.
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Offline Moshe_N

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Just called Geico, they are giving 15% to everyone. No need to call.

Offline Dan

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Just called Geico, they are giving 15% to everyone. No need to call.

I got my Geico rates lowered on top of the 15 percent discount due to Covid-19
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Offline shapsam

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Called Progressive, nothing on top of the 20% they're giving everyone.
Same for me in NJ.

Offline Moshe_N

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Offline Shmulie

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Called esurance to drop my miles and they said they don't use mileage to underwrite the policy in NY (I think she named only 3 states that they do)
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Called geico for my mother and they lowered the miles for the next couple of months and she got an immediate refund of around 5% I believe

Offline Dan

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Didnt see this. Didn't get as lucky
HUCA
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Offline Thingywingy

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I got my Geico rates lowered on top of the 15 percent discount due to Covid-19
How much? Based on lower mileage?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline US

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Called esurance to drop my miles and they said they don't use mileage to underwrite the policy in NY (I think she named only 3 states that they do)
Same with Nationwide, he explained that those states that they offer the discount based on mileage is because itís recorded with the DMV so they can verify that the mileage used.

Offline Redbull3

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I also just heard that some leasing companies are giving a free month or two on your lease. Bottom line Iím thinking it makes sense to check with anyone charging you regularly for anything for potential covid discounts. Electric, water, internet, phone, gas. Auto loan, leasing. Student loans (not the gov ones which are already suspended 6 months under cares). Hell even netflix, hulu, Amazon. I would bet many companies have given reps ďreactiveĒ discounts ready for anyone asking.

Gonna look into after shabbas.

I havenít even called my own auto insurer yet lol.

Offline Moshe_N

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