Areivim USA - Coronavirus

[aygart]

I am a big proponent of/for Areivim. While I am not personally on, as I have LI, i have made one time contributions.

Just look here at how someone who HAS LI is considering Areivim a replacement.

[Kobe Bryant]

Did you guys see the survey they sent out about collecting for the 16 families that the parent passed away? Curious what you all answered if youre willing to share.

They need to raise $8m
They are questioning whether to bill everyone $400 one time shot or different amounts and it will take 3 years etc.

Great organization! Tough times!

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I have term life insurance bh but I also am signed up for areivim & I am a big believer in the organization for many reasons starting from a tzedaka perspective & from a self interest perspective of course too. If you havent signed up you should look into it

Didn't go through the entire thread, but looked into Areivim in the past, as i am a big proponent that every married person has a responsibility to their spouse and kids to make sure they are taken care of in an unfortunate event CV, and therefore if one cant self insure, they must have life insurance.
It's important to note that many don't qualify for Areivim based on income (and possibly even based on assets/networth).
Although i assume many donate on a monthly basis as Segula and a worthy cause.

Does anyone know if one would qualify if they have a life insurance policy?

[dealfinder11]

Just look here at how someone who HAS LI is considering Areivim a replacement.

Not to be understood, I never considered it as a replacement personally. I am aware of many who wouldn’t have any life insurance regardless and only have security because of Areivim. IME with people I have spoken to, most people who are smart enough to look at Areivim as a life insurance replacement, are smart enough to realize they should have real LI.

[aygart]

Didn't go through the entire thread, but looked into Areivim in the past, as i am a big proponent that every married person has a responsibility to their spouse and kids to make sure they are taken care of in an unfortunate event CV, and therefore if one cant self insure, they must have life insurance.
It's important to note that many don't qualify for Areivim based on income (and possibly even based on assets/networth).
Although i assume many donate on a monthly basis as Segula and a worthy cause.

Does anyone know if one would qualify if they have a life insurance policy?

If you truly care about your spouse then you should make sure that they have this security.

[mgarfin]

Does anyone know if one would qualify if they have a life insurance policy?

From my understanding, it is up to the family and their rabonim to determine if a collection should me initiated if there are other assets.

In almost lots of cases, a 1m LI is not enough to get the kids married off and alow for the surviving parent to remarry without new spouse taking over the burden

[Chapshnell]

If you truly care about your spouse then you should make sure that they have this security.

if you are responsible enough to get married & have kids you should be responsible enough to get life insurance, I am not an agent, no strings attached, totally unbiased.
Dont leave your almana & kids to the rachmunis of others. Everyone can afford "some" life insurance, even a smaller policy

[Kobe Bryant]

If you truly care about your spouse then you should make sure that they have this security.

Not sure what your addressing.

[aygart]

if you are responsible enough to get married & have kids you should be responsible enough to get life insurance, I am not an agent, no strings attached, totally unbiased.
Dont leave your almana & kids to the rachmunis of others. Everyone can afford "some" life insurance, even a smaller policy

I agree but I am stressing not the responsibility aspect but how truly caring about your spouse and children should mean giving them this security. Do you care enough about your family to want to ensure that the ability to keep their home, put food on the table, have respectable simchos, etc without being dragged through having parlor meetings around town for the family that nebach needs it? Even that is better than the families affected now and are being dragged around the world but ending up with half the amount of funds needed.

[aygart]

Not sure what your addressing.

Does this explain it better?

I agree but I am stressing not the responsibility aspect but how truly caring about your spouse and children should mean giving them this security. Do you care enough about your family to want to ensure that the ability to keep their home, put food on the table, have respectable simchos, etc without being dragged through having parlor meetings around town for the family that nebach needs it? Even that is better than the families affected now and are being dragged around the world but ending up with half the amount of funds needed.

[Kobe Bryant]

Does this explain it better?

NOPE!
Not sure where in my post you deduced, that my DW and myself do not have a LI policy that we feel would be sufficient enough to cover what we need and more!

[Chapshnell]

I agree but I am stressing not the responsibility aspect but how truly caring about your spouse and children should mean giving them this security. Do you care enough about your family to want to ensure that the ability to keep their home, put food on the table, have respectable simchos, etc without being dragged through having parlor meetings around town for the family that nebach needs it? Even that is better than the families affected now and are being dragged around the world but ending up with half the amount of funds needed.

First of all IN MY OPINION there is no shame for any family that is collecting now (Corona). Its my opinion... B"H Hashem didn't & shouldn't test me. Tremendous funds are coming in & I am sure many of them had Life Insurance, areivim etc. as well. You mentioned previously that parlor meetings bring in more, call me naive but no parlor meeting brings in $250k-$1m
Sorry, the tzedaka events in peoples houses I know raise about $20k-$40k max if its successful.

[JMHO]

From my understanding, it is up to the family and their rabonim to determine if a collection should me initiated if there are other assets.

Any idea who their Rabonim are?

[dealfinder11]

You mentioned previously that parlor meetings bring in more, call me naive but no parlor meeting brings in $250k-$1m
Sorry, the tzedaka events in peoples houses I know raise about $20k-$40k max if its successful.

They make a parlor meeting in every neighborhood each time. Most times the funds well exceed $1M. Regardless it is far from an ideal situation.

[aygart]

NOPE!
Not sure where in my post you deduced, that my DW and myself do not have a LI policy that we feel would be sufficient enough to cover what we need and more!

Oh you thought I was addressing you personally? Just the opposite! I am agreeing with you and adding to it!

[aygart]

First of all IN MY OPINION there is no shame for any family that is collecting now (Corona). Its my opinion... B"H Hashem didn't & shouldn't test me. Tremendous funds are coming in & I am sure many of them had Life Insurance, areivim etc. as well. You mentioned previously that parlor meetings bring in more, call me naive but no parlor meeting brings in $250k-$1m
Sorry, the tzedaka events in peoples houses I know raise about $20k-$40k max if its successful.

I am familiar with the local parlor meeting system in Lakewood and sponsor many of them. I am also involved with some now and I am extremely concerned about the financial viability of the current group of families. We are looking at half the amount being raised for them.

How many parlor meetings do you think are held?

[aygart]

First of all IN MY OPINION there is no shame for any family that is collecting now (Corona).

Why would it be less for a family of a corona victim than the family of a cancer vitim or of a car crash?

[Cholentfresser]

They were pushing everyone in my community to sign up a couple years ago. At the time, I found it weird that they were saying that a) this does not replace life insurance and b) if someone who is signed up c'v passes away, they would determine if the family needs the funds...

I understood that as "this isn't life insurance, but if you sign up with us, and also have life insurance, we won't pay out to your family." Which basically means that it's pure tzedakah.

[aygart]

They were pushing everyone in my community to sign up a couple years ago. At the time, I found it weird that they were saying that a) this does not replace life insurance and b) if someone who is signed up c'v passes away, they would determine if the family needs the funds...

I understood that as "this isn't life insurance, but if you sign up with us, and also have life insurance, we won't pay out to your family." Which basically means that it's pure tzedakah.

THIS IS PURE TZEDAKA!

[JMHO]

THIS IS PURE TZEDAKA!

Typically Tzedaka's have Rabbinic leadership or a group of named askanim. Who is Areivim's?

[aygart]

Typically Tzedaka's have Rabbinic leadership or a group of named askanim. Who is Areivim's?

I think you asked this already. I personally do not know. You haven't answered this:

Why aren't they helping people?