Topic Wiki

https://ultimaterewardspoints.chase.com/pay-yourself-back

Sapphire Reserve
With the Pay Yourself Back tool, your Ultimate Rewards points are worth 50% more when you redeem them for statement credits against purchases in our current categories: grocery stores, dining (including restaurants, takeout, and eligible delivery services), and home improvement stores such as Home Depot and Lowes. Just choose an eligible purchase you made in the past 90 days, apply points for all or part of the purchase, and you’ll get a statement credit. Take advantage of this promotion through September 30, 2020.


Sapphire Preferred
With the Pay Yourself Back tool, your Ultimate Rewards points are worth 25% more when you redeem them for statement credits against purchases in our current categories: grocery stores, dining (including restaurants, takeout, and eligible delivery services), and home improvement stores such as Home Depot and Lowes. Just choose an eligible purchase you made in the past 90 days, apply points for all or part of the purchase, and you’ll get a statement credit. Take advantage of this promotion through September 30, 2020.

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Ultimate Rewards points may be redeemed for a statement credit to Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date.
Currently, only purchases made with your Chase card with Ultimate Rewards at restaurants and grocery stores (including takeout & eligible delivery services), and home improvement stores will qualify. For information about Chase rewards categories and an example of eligible merchants, please see our FAQs.
Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice.
Redemptions require a minimum of 1 point.
Each point you redeem for a statement credit towards eligible Pay Yourself Back purchases is worth $0.015, which means that 100 points equals $1.50 in redemption value. Chase has the right to change redemption values at any time.
Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles.
Statement credits will reduce your balance but you are still required to make at least your minimum payment. Chase reserves the right to determine which purchases qualify for a statement credit.
Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category


https://www.chase.com/personal/credit-cards/sapphire-reserve-benefits
https://www.chase.com/personal/credit-cards/sapphire-preferred-benefits
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F&Q https://ultimaterewardspoints.chase.com/faq?topic=4700000




« Last edited by Joel2 on May 31, 2020, 08:19:03 AM »

Author Topic: Chase added benefits! Redeem points @1.5  (Read 5620 times)

Offline a good yeshiva bachur

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Re: Chase added benefits! Redeem points @1.5
« Reply #105 on: June 26, 2020, 02:35:13 AM »
DP, a recent purchase at my local Walmart showed up as a grocery purchase. I purchased some grocery items but most of it was non grocery. Anyone else seeing this
yes

Offline LeeLee18

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Re: Chase added benefits! Redeem points @1.5
« Reply #106 on: July 01, 2020, 01:41:22 PM »
Anyone else keep getting error when trying to confirm the "purchase"

We are unable to process your order at this time and apologize for the inconvenience. Please try again later or head back to the Ultimate Rewards Homepage to check out other things you can do with your points.

Were you able to figure this out?  I am trying to PYB with grocery purchases that are listed, and I am getting the same message at the end and the redemption is not working.  Frustrating!

Offline nafnaf12

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Re: Chase added benefits! Redeem points @1.5
« Reply #107 on: July 01, 2020, 04:38:27 PM »
Were you able to figure this out?  I am trying to PYB with grocery purchases that are listed, and I am getting the same message at the end and the redemption is not working.  Frustrating!
yes, seems I had a rejected charge on the card
Calling in helped agent didn't do anything but it apparently cleared the block.
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Offline farmbochur

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Re: Chase added benefits! Redeem points @1.5
« Reply #108 on: July 09, 2020, 06:27:51 PM »
I requested a transfer to my checking account via sm
Did this actually work for you? I've always been told that it's not an option.
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Offline Joel2

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Re: Chase added benefits! Redeem points @1.5
« Reply #109 on: July 09, 2020, 08:01:08 PM »
Did this actually work for you? I've always been told that it's not an option.


Offline yag219

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Re: Chase added benefits! Redeem points @1.5
« Reply #110 on: July 20, 2020, 07:40:29 AM »
Anyone know which home improvment stores online this works with. I have confirmed it wirks with build.com and homedepot.com but I am curious if anyone tested at wayfair.com if you can redeem the points for the bonus amount?