Author Topic: Amex Closed Accounts  (Read 26414 times)

Offline TheDroid

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Re: Amex Closed Accounts
« Reply #285 on: June 08, 2020, 07:41:42 PM »
willing to chip in youre opinion on when to try new amex cards?

I don't really have much DP on anyone ever being a customer again. (for reasons other than defaulting AMEX) But I would give at least 12 months a minimum.
With no cards, applying probably will be HP even when denied.
One thing I can think of to test the water is opening their bank account to see if AMEX is cutting all ties to you or not. Not sure it will help or not but if you are denied banking too, I would say credit card will be denied too.
« Last Edit: June 08, 2020, 07:50:21 PM by TheDroid »

Offline m65

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Re: Amex Closed Accounts
« Reply #286 on: June 08, 2020, 07:56:04 PM »
With no cards, applying probably will be HP even when denied.
not sure what u mean, care to explain further?

Offline Joel

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Re: Amex Closed Accounts
« Reply #287 on: June 08, 2020, 08:06:21 PM »
1-anyone has any experience getting them to reopen?
Try reading up this thread IIRC i have seen some reopen after a while
https://forums.dansdeals.com/index.php?topic=8.0

Offline unclesam

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Re: Amex Closed Accounts
« Reply #288 on: June 08, 2020, 08:45:01 PM »
reapplying
was it targeted to your name or someone else?

Offline m65

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Re: Amex Closed Accounts
« Reply #289 on: June 09, 2020, 02:39:11 AM »
was it targeted to your name or someone else?
both

Offline m65

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Re: Amex Closed Accounts
« Reply #290 on: June 09, 2020, 02:40:23 AM »
https://forums.dansdeals.com/index.php?topic=8.0
that seems like the FR thread. this is a totally different type of shutdown

Offline Joel

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Re: Amex Closed Accounts
« Reply #291 on: June 09, 2020, 06:27:48 AM »
that seems like the FR thread. this is a totally different type of shutdown
Does the shutdown matter if it was a FR or not?
FR is just a way for amex to verify your spend etc and give you a chance to reopen and looks like recently amex has closed accounts without going through the FR route.

Offline TravelSER

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Re: Amex Closed Accounts
« Reply #292 on: June 09, 2020, 06:55:49 AM »
Does the shutdown matter if it was a FR or not?
FR is just a way for amex to verify your spend etc and give you a chance to reopen and looks like recently amex has closed accounts without going through the FR route.
-1 on his situation.

Offline TheDroid

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Re: Amex Closed Accounts
« Reply #293 on: June 09, 2020, 07:28:38 AM »
not sure what u mean, care to explain further?

Normally, if you are an AMEX cardholder and apply for more cards you will get HP only when approved and no HP when denied. But in your case, you might not be considered a cardholder anymore.
So HP regardless of approved or denied.

that seems like the FR thread. this is a totally different type of shutdown

Agree, FR does not apply to your case.
For FR, you can easily get approved by providing 4506.

Offline m65

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Re: Amex Closed Accounts
« Reply #294 on: June 09, 2020, 06:13:10 PM »
Mr depending on if they claim points abuse can be used for 30/60 days
does that apply to amazon points on the amex amazon prime card as well?