Poll

What baby step are you up to?

$1,000 Rainy day fund
Pay off all debt using the debt snowball
3 to 6 months of expenses in savings
Invest 15% of household income into Roth IRAs and pre-tax retirement (401k Etc.)
College /Simcha fund for children
Pay off home early (prepay mortgage)
Build wealth and give!

Author Topic: Dave Ramsey Plan  (Read 34043 times)

Offline zh cohen

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Re: Dave Ramsey Plan
« Reply #580 on: May 09, 2021, 08:10:55 AM »
I find it quite amusing that this thread is not in the finance section of DDF

It was started before there was a finance section.

Offline Kobe Bryant

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Re: Dave Ramsey Plan
« Reply #581 on: May 11, 2021, 06:24:25 AM »
I find it quite amusing that this thread is not in the finance section of DDF
Done.

Offline Kobe Bryant

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Re: Dave Ramsey Plan
« Reply #582 on: June 16, 2021, 09:04:26 AM »

Online Iz

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Re: Dave Ramsey Plan
« Reply #583 on: June 16, 2021, 10:02:33 AM »

Online Iz

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Re: Dave Ramsey Plan
« Reply #584 on: July 08, 2021, 08:07:58 PM »
Incredible call and response:
Yesterday, July 7, 2021 hour #2, and follow up today hour #1.

Offline ExGingi

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Re: Dave Ramsey Plan
« Reply #585 on: July 09, 2021, 10:18:55 AM »
Incredible call and response:
Yesterday, July 7, 2021 hour #2, and follow up today hour #1.

Link?

Or content?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Online Iz

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Re: Dave Ramsey Plan
« Reply #586 on: July 09, 2021, 11:12:51 AM »
Link?
I heard it on the app. I see it online here: https://www.ramseysolutions.com/shows/the-ramsey-show
July 7

It begins at 1:31:05

Warning: For tznius reasons, choose the audio, not the video.

Offline Mordyk

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Re: Dave Ramsey Plan
« Reply #587 on: July 09, 2021, 12:09:12 PM »
I heard it on the app. I see it online here: https://www.ramseysolutions.com/shows/the-ramsey-show
July 7

It begins at 1:31:05

Warning: For tznius reasons, choose the audio, not the video.
at what point is the follow up?
#TYH

Online Iz

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Re: Dave Ramsey Plan
« Reply #588 on: July 09, 2021, 12:18:37 PM »
at what point is the follow up?
IINM, at the beginning of the next day's show.

Offline aygart

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Re: Dave Ramsey Plan
« Reply #589 on: July 09, 2021, 12:19:49 PM »
I heard it on the app. I see it online here: https://www.ramseysolutions.com/shows/the-ramsey-show
July 7

It begins at 1:31:05

Warning: For tznius reasons, choose the audio, not the video.

I don't see anything that goes for longer than 39 minutes with 3 pieces for each day.
Feelings don't care about your facts

Online Iz

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Re: Dave Ramsey Plan
« Reply #590 on: July 09, 2021, 12:21:52 PM »
I don't see anything that goes for longer then 39 minutes?
You are correct. Sorry. 10:40 in the one titled "My Abusive...".

Online Iz

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Re: Dave Ramsey Plan
« Reply #591 on: July 10, 2021, 10:18:08 PM »
This guy's good:
https://youtu.be/Xj-ATDoWMqk
You'll definitely get a kick out of the Chase card he promotes ;)

Offline Cholentfresser

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Re: Dave Ramsey Plan
« Reply #592 on: July 14, 2021, 01:22:52 PM »
This guy's good:
https://youtu.be/Xj-ATDoWMqk
You'll definitely get a kick out of the Chase card he promotes ;)
He does make some good points, but it's basically one big advertisement to sign up using his link.
In order to understand recursion, you first need to understand recursion.

Online Yehuda57

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Re: Dave Ramsey Plan
« Reply #593 on: July 14, 2021, 03:01:19 PM »
This guy's good:
You'll definitely get a kick out of the Chase card he promotes ;)

Read upthread, you don't have to be "a 12 year old" to get into CC trouble. He speaks quite condescendingly about 55% of CC users. Anyway, this advice is what Dan has always been clear about on DDMS - use CCs as cash. The problem is that many get into CC debt even with the best intentions. And CC debt has such high interest, it has a way of spiraling out of control very fast, and can have life-changing disastrous consequences. It may sound dramatic, but it's true. It can break relationships, cause major depression and anxiety, and more. To be so smug and flippant that "you're not a 12 year old" isn't being a "good guy" but potentially very harmful to his viewers.
« Last Edit: July 14, 2021, 03:40:05 PM by Yehuda57 »
Quote from: ExGingi
Yehuda57 needs to spew a certain amount of sarcasm in order to survive through the day.

Online Iz

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Re: Dave Ramsey Plan
« Reply #594 on: July 14, 2021, 03:50:14 PM »
Read upthread, you don't have to be "a 12 year old" to get into CC trouble. He speaks quite condescendingly about 55% of CC users. Anyway, this advice is what Dan has always been clear about on DDMS - use CCs as cash. The problem is that many get into CC debt even with the best intentions. And CC debt has such high interest, it has a way of spiraling out of control very fast, and can have life-changing disastrous consequences. It may sound dramatic, but it's true. It can break relationships, cause major depression and anxiety, and more. To be so smug and flippant that "you're not a 12 year old" isn't being a "good guy" but potentially very harmful to his viewers.
In other words, he is oversimplifying and using some crass rhetoric. Exactly what Dave does on almost every call.
BTW, I didn't say he's a good guy; I said this guy's good. Completely different meaning.  ;)

Online Iz

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Re: Dave Ramsey Plan
« Reply #595 on: July 14, 2021, 03:51:42 PM »
He does make some good points, but it's basically one big advertisement to sign up using his link.
It didn't strike me that way. Certain blog posts certainly do read that way. Did you like the name of the Chase card he is promoting?  ;D

Online Yehuda57

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Re: Dave Ramsey Plan
« Reply #596 on: July 14, 2021, 04:20:40 PM »
In other words, he is oversimplifying and using some crass rhetoric. Exactly what Dave does on almost every call.
BTW, I didn't say he's a good guy; I said this guy's good. Completely different meaning.  ;)

Neither is crass, but whatever. DR is extremely pushy about his method and says to use his method only. Anyone with half a brain cell can appreciate that's obviously not true. But if you follow his advice, you might not be in the best position you could have been, but you won't be in debt and you won't be harmed badly.

BTW, I have seen a bunch of this guy's other videos, and he does have a very good way of simplifying and explaining concepts. He agrees with DR on most things, and is only using the "DR is Wrong" angle as clickbait.
Quote from: ExGingi
Yehuda57 needs to spew a certain amount of sarcasm in order to survive through the day.

Offline Kobe Bryant

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Re: Dave Ramsey Plan
« Reply #597 on: July 14, 2021, 10:25:29 PM »
He agrees with DR on most things, and is only using the "DR is Wrong" angle as clickbait.
Not the first time...

Offline aygart

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Re: Dave Ramsey Plan
« Reply #598 on: July 14, 2021, 11:28:32 PM »
Neither is crass, but whatever. DR is extremely pushy about his method and says to use his method only. Anyone with half a brain cell can appreciate that's obviously not true. But if you follow his advice, you might not be in the best position you could have been, but you won't be in debt and you won't be harmed badly.

BTW, I have seen a bunch of this guy's other videos, and he does have a very good way of simplifying and explaining concepts. He agrees with DR on most things, and is only using the "DR is Wrong" angle as clickbait.
The plan that is best is the plan that one keeps to
Feelings don't care about your facts

Online Iz

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Re: Dave Ramsey Plan
« Reply #599 on: July 15, 2021, 12:52:12 AM »
like diet and exercise.