Poll

What baby step are you up to?

$1,000 Rainy day fund
Pay off all debt using the debt snowball
3 to 6 months of expenses in savings
Invest 15% of household income into Roth IRAs and pre-tax retirement (401k Etc.)
College /Simcha fund for children
Pay off home early (prepay mortgage)
Build wealth and give!

Author Topic: Dave Ramsey Plan  (Read 58461 times)

Offline avromie7

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Re: Dave Ramsey Plan
« Reply #620 on: January 02, 2022, 08:50:50 PM »
I wonder what people who type "u" instead of "you" do with all their free time.

Offline pointer

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Re: Dave Ramsey Plan
« Reply #621 on: January 12, 2022, 08:37:45 PM »
Dave keeps talking about his “high growth mutual funds” beating the S&P 500.
Can anyone share a mutual fund with at least a 10 year record of beating the S&P 500 after all the fees?

Offline ExGingi

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Re: Dave Ramsey Plan
« Reply #622 on: January 12, 2022, 11:44:30 PM »
Dave keeps talking about his “high growth mutual funds” beating the S&P 500.
Can anyone share a mutual fund with at least a 10 year record of beating the S&P 500 after all the fees?

Not exactly what you asked for, but...

I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline LNS

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Re: Dave Ramsey Plan
« Reply #623 on: January 23, 2022, 10:20:52 PM »
just came across this and found it very interesting …worth listening too if you have to time



« Last Edit: January 23, 2022, 10:26:12 PM by LNS »

Offline zh cohen

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Re: Dave Ramsey Plan
« Reply #624 on: January 24, 2022, 09:13:02 AM »
Dave keeps talking about his “high growth mutual funds” beating the S&P 500.
Can anyone share a mutual fund with at least a 10 year record of beating the S&P 500 after all the fees?

GIYF - (though they only went back 7 years)

https://www.ii.co.uk/analysis-commentary/us-funds-have-consistently-beaten-sp-500-ii515904

Offline zh cohen

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Re: Dave Ramsey Plan
« Reply #625 on: January 24, 2022, 10:32:29 AM »
Dave keeps talking about his “high growth mutual funds” beating the S&P 500.
Can anyone share a mutual fund with at least a 10 year record of beating the S&P 500 after all the fees?

Also, I think he is talking about his mutual fund portfolio as a whole when he says that. So some might underperform some years, but that is balanced out by the ones that outperform.

Offline farmbochur

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Re: Dave Ramsey Plan
« Reply #626 on: January 24, 2022, 01:25:45 PM »
Not exactly what you asked for, but...


Need a chart that shows return on holdings after they disclose their transactions. That would reflect returns achievable to common folk who can't insider trade.

Ridiculous that congressmen are allowed to buy/sell individual stocks.
Risk is opportunity

Offline AsherO

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Re: Dave Ramsey Plan
« Reply #627 on: January 24, 2022, 01:57:36 PM »
Ridiculous that congressmen are allowed to buy/sell individual stocks.

It’s integrity theater, where as long as they disclose their graft it’s kosher. Basically sanctioned graft/corruption.

Pretty sure this was shared on DDF before and that’s what I was the thinking first time I saw it.

Offline jose34

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Re: Dave Ramsey Plan
« Reply #628 on: April 26, 2022, 09:09:47 AM »
Anyone know where or how to access to the Dave Ramsey plan for frum people?

Offline zh cohen

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Re: Dave Ramsey Plan
« Reply #629 on: April 26, 2022, 12:16:54 PM »
Anyone know where or how to access to the Dave Ramsey plan for frum people?

www.ramseysolutions.com

Math works the same for everyone... Just substitute seminary/wedding costs for college savings.

Offline jose34

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Re: Dave Ramsey Plan
« Reply #630 on: April 26, 2022, 12:18:12 PM »
www.ramseysolutions.com

Math works the same for everyone... Just substitute seminary/wedding costs for college savings.
There is a frum group led by someone specifically for frum people. Someone was telling me over Pesach....

Offline Mordyk

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Re: Dave Ramsey Plan
« Reply #631 on: April 26, 2022, 12:19:39 PM »
There is a frum group led by someone specifically for frum people. Someone was telling me over Pesach....
you are probably referring to this
https://rsk.org/
#TYH

Offline jose34

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Re: Dave Ramsey Plan
« Reply #632 on: April 26, 2022, 09:20:08 PM »
Actually the person finally got back to me Was talking about this:

"Zev and Ruty Weiss, and they're trained by Dave Ramsey as financial coaches or something like that. In the past, they've put together a group of eight couples or so for a six-week course that is directed for young frum couples. It could be they could put together a group, or you can also put together your own, and they can run it. It would be booked through Dave Ramsey's website once they put the group together. Their phone number is [Any intrested- happy to put together a group or PM me for phone number]"

Offline Mordyk

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Re: Dave Ramsey Plan
« Reply #633 on: April 26, 2022, 10:03:45 PM »
Actually the person finally got back to me Was talking about this:

"Zev and Ruty Weiss, and they're trained by Dave Ramsey as financial coaches or something like that. In the past, they've put together a group of eight couples or so for a six-week course that is directed for young frum couples. It could be they could put together a group, or you can also put together your own, and they can run it. It would be booked through Dave Ramsey's website once they put the group together. Their phone number is [Any intrested- happy to put together a group or PM me for phone number]"
This sounds like a good idea. But look into RSK, I think you might feel more at home with them.  I spoke to them some time ago to become a coach. Seems like they have an interesting approach

P.s. after making life changes by following Dave ramseyish (you can see the whole thread for all my opinions and comments ;) ) I decided that I want to help others, and thats what got me to contact RSK as they help frum couples.

Offline jose34

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Re: Dave Ramsey Plan
« Reply #634 on: April 28, 2022, 09:41:14 PM »
Any difference between premium version of EveryDollar and Ramsey +?
Got two emails each with diffrent sale pricing.

Offline zh cohen

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Re: Dave Ramsey Plan
« Reply #635 on: April 28, 2022, 11:49:18 PM »
Any difference between premium version of EveryDollar and Ramsey +?
Got two emails each with diffrent sale pricing.

EveryDollar is just a budgeting app. The premium version imports your transactions straight from your bank.

Ramsey Plus includes all of the classes (FPU etc), and EveryDollar Premium.

Offline Buruch

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Re: Dave Ramsey Plan
« Reply #636 on: May 02, 2022, 01:02:18 PM »
There is a frum group led by someone specifically for frum people. Someone was telling me over Pesach....

There's a Facebook group.

Offline jose34

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Re: Dave Ramsey Plan
« Reply #637 on: May 02, 2022, 06:26:25 PM »
Whats it called?

Offline yesitsme

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["-"]

Offline Kobe Bryant

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Re: Dave Ramsey Plan
« Reply #639 on: August 10, 2022, 12:56:50 AM »
Any difference between premium version of EveryDollar and Ramsey +?
Got two emails each with diffrent sale pricing.
I find Mint.com to be the best free option.