If anything I said has come off as mocking or scolding I apologize in advance.
My beef is with the person (DR) and some of the financial part of his course, not any member taking his course. Your story and others will/would help.
I think the problem is we never know beforehand how it (CC game) effects an individual.
Great to see you posting again even if it is short lived.
I didn't have you in mind with the mocking and scolding, and it wasn't in this thread.
I did have you in mind with my comments about DR. I think your "beef" stems from a fundamental misunderstanding of it being an emotional/behavioral answer to what you see as a mathematical problem.
I haven't been following this thread at all, but thanks for the tag and thanks for sharing @Yehuda57.
LMK if you want to write a post for DDMS of the steps you took to climb out of debt and what (if anything?) you could have done differently when falling into debt.
I'll try put something together, bl"n.
One thing I think is commendable is that you have always posted warnings about the pitfalls of credit cards, even though it's something you make money off.