this discussion here is pretty fast paced. but I will take the time to respond to the best of my current knowledge. I'm not afraid to say that I'm still constantly learning regarding long term investment strategies.
I actually had the discussion with my accountant regarding Tax advantaged Account. and I am still in the planning stages. One of a few stops was here. Believe it or not I have found that sometimes people give good advice here . so I'm all ears to see what others are doing and why.
yes Long term IRA
I didn't mean for you to come up with instant answers. I hope you take the time to learn an understand what I wrote, so you can do better for yourself.
In my personal experience, most accountants are NOT the right people to advise you on what type of tax qualified account (IRA, Roth IRA, 401k, HSA, etc) is best for you. They usually barely know the rules for those, except if that's their speciality.