Author Topic: Would you rather take a 5% discount or earn points?  (Read 645 times)

Offline ghurty

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Would you rather take a 5% discount or earn points?
« on: June 25, 2020, 06:37:16 PM »
If someone offered you a 5% discount on a 24k purchase for a check versus a credit card, what would you do? If it makes a difference, I have SPG and Chase points.

Thank you

Online mochjas

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Re: Would you rather take a 5% discount or earn points?
« Reply #1 on: June 25, 2020, 06:38:07 PM »
If someone offered you a 5% discount on a 24k purchase for a check versus a credit card, what would you do? If it makes a difference, I have SPG and Chase points.

Thank you
if it’s not a bonus category 5 percent easy

Also factor in with a Cc you can dispute if something goes wrong

Offline El Capitan

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Re: Would you rather take a 5% discount or earn points?
« Reply #2 on: June 25, 2020, 06:38:21 PM »
At the end of the day it really boils down to the value of the points...
Still looking for a good MS method :)

Offline AJK

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Re: Would you rather take a 5% discount or earn points?
« Reply #3 on: June 25, 2020, 07:17:47 PM »
If someone offered you a 5% discount on a 24k purchase for a check versus a credit card, what would you do? If it makes a difference, I have SPG and Chase points.

Thank you

How can one answer this question without knowing how many points per dollar?

It's like asking, would you rather earn 2 UR per dollar or a percentage.

...what percentage?

If there is no multiplier and by saying you "have Chase and [now defunct] SPG points," then 5% is a no brainer.
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