What’s the best way to keep track of the tzedaka that you give?

[upside down]

Besides capital one 360, are there any other accounts that have zelle, no fees, and are easy to open?

TD basic checking has only a $100 minimum to avoid the fee, and they have zelle

[elazarmn]

I use ally no minimum needed or fees

[dm123]

Question 1)

I try to only fund with stock, even when I'm not ready to sell, I repurchase and raise my basis.

Funding a DAF/maaser account with stock - I assume you'd be able to only deduct the [principal + (growth - maaser (tithe) on the growth)] e.g. funding with a $2K stock with $1K basis you can only deduct $1.9K from maaser? ($1,000 basis + $1,000 growth - $100 maaser owed on the growth). Any thoughts?

Question 2)

Is there a way the oilam keeps track of maaser on investments? I'd imagine 2 ways - track post maaser money invested and deduct from total withdrawn or don't take maaser on any money going into investment and just calculate maaser on entire sum when withdrawing. Any thoughts on those or other ways?

Question 3)
Can I really rely on answers from an internet forum instead of asking my LOR? 

[SuperFlyer]

Just give and don't keep track works for me.

Delayed response.
(Didn't read the entire thread)
I was using the same tactic as you before, but was told that an important of maaser is to actually separate money in a calculated fashion.

[Yehuda57]

Delayed response.
(Didn't read the entire thread)
I was using the same tactic as you before, but was told that an important of maaser is to actually separate money in a calculated fashion.

Just to break this down a little for CV's benefit. There is a difference between maaser and general tzedaka. Maaser is often translated as "tithes" which is the obligation one has to give 10% of their earnings to charity. As this is an obligation, there are various rules in play, such as what is considered a valid charitable cause, etc. Tzedaka is translated as charity (this is actually a mistranslation, but that discussion is for a different time), and that would include any charitable donations, and there are no rules attached.

So for the maaser, it is important to calculate the correct amount and keep track. Some make sure to be so exact as to not round up. But for tzedaka one gives on top of that, one need not be so exacting or keep track, and many will be sure to give generously without keeping track exactly.

[zh cohen]

Question 1)

Funding a DAF/maaser account with stock - I assume you'd be able to only deduct the [principal + (growth - maaser (tithe) on the growth)] e.g. funding with a $2K stock with $1K basis you can only deduct $1.9K from maaser? ($1,000 basis + $1,000 growth - $100 maaser owed on the growth). Any thoughts?

Your calculation is correct.

Question 3)
Can I really rely on answers from an internet forum instead of asking my LOR? 

No

[Yehudaa]

https://maaser.money/