So I have to say, OP thanks! U got me to write everything from the past year and a half!
That said, I think I put alot of ideas I got from here to make a system that works for me.
Basically I made a google form that imports to sheets. (using IFTTT didn't seem reliable, and didn't like it running in the background....)
First q is 'got' multiple choice of my default paychecks, as well as 'other' if it's something else.
Second q is 'gave' with normal amounts I give and 'other' for another amount
Third q is for what with a space for a short answer.
On sheets it prints out the date and the GOT row GAVE row and FOR WHAT row.
I also wrote the algorithms that make it add everything up automatically.
Works well. To input something it takes 15 sec... I have a shortcut to the form on my phone front screen...
Let's see if this works