Author Topic: Chase Denied my Card Application  (Read 9854 times)

Offline Davidthebest

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Re: Chase Denied my Card Application
« Reply #40 on: July 14, 2020, 02:31:43 PM »
HUCA simply didn't work on this. I know some of you don't believe me. But that is just how it all transpired.
I had the same exact experience. Once they said it's too much available credit I was talking to a wall. They didn't want to move credit. Nada.

Offline CountValentine

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Re: Chase Denied my Card Application
« Reply #41 on: July 14, 2020, 02:43:07 PM »
Who’s they? Chase?
Do the randomly shootout denials from the system?
If it’s the rep’s why wouldn’t huca work?
They as in any FI.
Not randomly but based on a broad algorithm.
Recon can look at it more carefully. 
Only on DDF does 24/6 mean 24/5/half/half

Offline ExGingi

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Re: Chase Denied my Card Application
« Reply #42 on: July 14, 2020, 02:51:47 PM »
its not about debt to income, its about available credit to income.....

Do accounts where one is an AU count for that?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Yo ssi

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Re: Chase Denied my Card Application
« Reply #43 on: July 14, 2020, 04:48:08 PM »
I had the same exact experience. Once they said it's too much available credit I was talking to a wall. They didn't want to move credit. Nada.
Probably a new Covid policy, was yours recent?
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