Credit Card for Beginners

[Mordechai123]

I am interested in opening a fourth credit card and my longest credit history is 11months. Which credit card has the best benefits and at the same time has the highest approval odds?
Thanks

[El Capitan]

In general this is for the questions for beginners thread... Which cards do you already have? If i may ask...

[Mordechai123]

The three cards I have are the capital One platinum , the discover it secured and the chase freedom student .
Let me know what you think .
Thanks

[Samb]

you can get a whole list of cards. You should rather ask what cards cant I get? waiting 12 months will give you a better chance with Chase or some other high-end credit cards. BOA will give you an issue as you opened more than 2 cards in 12 months, Citi business and capital one business will want to see more history, 

[Mordechai123]

Hello,
So you think its worth waiting ? Also I thought the more credit cards that you have under your name is better for your credit score?
Thanks

[Samb]

Hello,
So you think its worth waiting ? Also I thought the more credit cards that you have under your name is better for your credit score?
Thanks

Its better for your credit score but not better for BOA business model. Nothing to do with credit scores

[Mordechai123]

Hello
I don’t understand what you mean by BOA business model ? Please explain
Thanks 

[Samb]

Hello
I don’t understand what you mean by BOA business model ? Please explain
Thanks

BOA has a rule that they won't approve applicants that opened more than 2 cards within 12 months. it's their own rule nothing to do with your credit score

[Mordechai123]

Hello
So why do I need to use Bank of America, I can use any other bank . I just want to know if you think it’s worth trying to open a new credit card ?
Thanks