I will suggest you to buy an used one, even an 2020 but used.
If you want i can pm you a number of a guy that could help you
Why do you suggest 2020 preowned cars.
I can see how price affect the cost of 2nd hand for older cars. But for newer cars, the discount you get doesn't exceed the benefits of having a new car.
I've even seen low miles latest year car more expensive than brand new cars running some specials. Especially for the big trucks or SUVs.