Author Topic: Is Saphire easier than Citi AAdvantage?  (Read 7464 times)

Offline Avid Reader

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Re: Is Saphire easier than Citi AAdvantage?
« Reply #20 on: December 01, 2011, 09:19:50 AM »
Not a 3bm, but a mini app o Rama.

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Re: Is Saphire easier than Citi AAdvantage?
« Reply #21 on: December 01, 2011, 09:22:49 AM »
I agree with Avid Reader. Hopefully you'll get approved for atleast one and maybe even more. Also, I had a similar experience with the starwoods as I had a cap1 card for only around 4 months when I got approved

Offline Am

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Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #22 on: December 01, 2011, 09:25:22 AM »
Thanx
What about sapphire against starwoods? Which is better and which would be easier accepted?
And if I (someone with only a year of credit and 1 CC for most of year and recently got a store CC -banana-) don't have a good chance   with those than should i stick with chase freedom and then wait?
I had very similar history and got approved for a pretty high credit line last month with a starwood

Offline Cbs

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Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #23 on: December 01, 2011, 11:44:56 AM »
a mini app o Rama.
Please explain - idk what that is

I agree with Avid Reader. Hopefully you'll get approved for atleast one and maybe even more. Also, I had a similar experience with the starwoods as I had a cap1 card for only around 4 months when I got approved
I have cap 1 for almost a year now

Offline AJK

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Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #24 on: December 01, 2011, 12:01:35 PM »
Please explain - idk what that is

Sorry to have to do this to someone with >500 posts, but: Gooooooogle.
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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #25 on: December 01, 2011, 12:19:19 PM »
Sorry to have to do this to someone with >500 posts, but: Gooooooogle.
Ur right uve got a point. I am contradicting myself. I am a big fan of searching and googling.
But now I'm not by a comp and i dont link browsing a lot on my phone (bit annoying), so I thought maybe I could get an explanation from someone that knows his stuff.

(and only after 500 posts I'm starting to read CC threads!)
so bare with me here ;)


Offline AJK

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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #26 on: December 01, 2011, 12:32:34 PM »
Ur right uve got a point. I am contradicting myself. I am a big fan of searching and googling.
But now I'm not by a comp and i dont link browsing a lot on my phone (bit annoying), so I thought maybe I could get an explanation from someone that knows his stuff.

(and only after 500 posts I'm starting to read CC threads!)
so bare with me here ;)

Fair enough. From the link:

Quote
App-O-Rama refers to a strategy of completing multiple credit account applications in a relatively short period of time. The term, as set out in the Wall Street Journal,[1] refers to a frenzy of applications, and most frequently refers to applications for financial products, such as loans, credit cards, and bank deposit accounts. However, it can also include insurance applications, brokerage applications, etc.

App-o-Rama is also commonly known as AppORama, Application-O-Rama, App-a-Rama, "AOR" for short, and other nicknames in the United States.

Since many of these financial products require a credit inquiry and evaluate one's credit worthiness at that point in time, the object is to perform all applications at the same time, preferably when one's credit profile is in top condition.
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Offline SGF

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Re: Is Saphire easier than Citi AAdvantage?
« Reply #27 on: December 01, 2011, 01:29:16 PM »
(and only after 500 posts I'm starting to read CC threads!)
so bare with me here ;)
wow 500 posts only on hertz rental cars.. that's alot seems like u rented so much in your life...  ;)

Offline Cbs

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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #28 on: December 01, 2011, 02:17:50 PM »
Fair enough. From the link:
thanx, but that sounds very similar to 3BM - sending them all in at once?
and how do i get this application? do i go here and sign up to .... cuz that just brings me to the CC site.?

wow 500 posts only on hertz rental cars.. that's alot seems like u rented so much in your life...  ;)
not bad. didnt expect to hear that coming from a n00bie  :P. in any case it seems u r keeping tabs on me so let me help u out: probably 100 of my just about 600 posts are in "on the road" category. and yes most of them are hertz since i rent a lot from them so i know quite a bit.

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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #29 on: December 01, 2011, 02:21:45 PM »
thanx, but that sounds very similar to 3BM - sending them all in at once?
and how do i get this application? do i go here and sign up to .... cuz that just brings me to the CC site.?

Just use your own apps, and submit them all at the same time.

3BM = 1 bank, AOR = many banks
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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #30 on: December 01, 2011, 02:40:24 PM »
Just use your own apps, and submit them all at the same time.

3BM = 1 bank, AOR = many banks
ok i get it, basically one after the next.
thanx, much appreciation goes to you!

Offline AJK

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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #31 on: December 01, 2011, 02:43:01 PM »
ok i get it, basically one after the next.
thanx, much appreciation goes to you!

Just make sure to do it as quickly as possible, i.e. fill out all the info on each before submitting.

(Keep in mind, though, sites like this will time out after a few minutes, so take note.)
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Re: Re: Re: Is Saphire easier than Citi AAdvantage?
« Reply #32 on: December 01, 2011, 02:45:57 PM »
Just use your own apps, and submit them all at the same time.


Might as well benefit the site by using the links here

Offline Am

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Re: Is Saphire easier than Citi AAdvantage?
« Reply #33 on: December 01, 2011, 07:54:42 PM »
The goal of 3/bm is to minimize credit pulls aor attempts to get approved for as many cards as possible before the many pulls affect your score

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Re: Is Saphire easier than Citi AAdvantage?
« Reply #34 on: December 01, 2011, 09:39:46 PM »
The goal of 3/bm is to minimize credit pulls aor attempts to get approved for as many cards as possible before the many pulls affect your score
yes thats why i said i should do that, it can only help.