Hi all - I've struggled with this issue for some time. I have CSP and citi2% cash back card for my wife. I've a novice at points collecting, but I fail to understand why casual use of CSP would make more use of purchases than the citi card. I can expect to get 1.25 cents per point with my CSP but with the citi card don't I essentially get 2 cents per point? And that's with no work and no managing all the categories and it's cash back in my pocket as opposed to what's mostly become a travel-based system with Chase. Can someone convince me to stick with Chase rather than simply with the 2% cash back??
